Bajaj Housing Finance Loan Against Property Eligibility Calculator

Wish to avail a Loan Against Property but worried what amount are you eligible for? No worries, with the Bajaj Housing Finance Loan Against Property Eligibility Calculator, you can check your eligibility and plan your requirement.

How To Use Loan Against Property Eligibility Calculator

If you are in need of any kind of financial assistance, from a business investment to your child’s education abroad and everything in between, one of the best options to avail is a loan against property. Quite simply put, it’s a loan that allows you to borrow a large sum of money without you having to worry about repayment immediately.

Finserv MARKETS ensures that the entire process of availing a Bajaj Housing Finance Loan Against Property is easy, convenient and hassle-free with money credited to your bank account in no time.

The loan against property eligibility calculator on Finserv MARKETS is a feature that lets you find out the exact loan amount that you are eligible for.

  1. Enter your city of residence, your net income and the EMI amount that you’d like to pay.

  2. Click “Calculate Now”

  3. You will get the loan amount you will be eligible for.

Once you meet all the eligibility criteria, you can avail a Bajaj Housing Finance Loan Against Property on Finserv MARKETS.

Bajaj Housing Finance Loan Against Property Eligibility Based on Age

The age of the applicant is important to determining the eligibility and loan repayment capacity for loan against property. The lower your age, greater would be the time period for loan repayment. At lower age, you can apply for higher loan amount as the lender is assured that you will be able to repay it till you reach the old age. Salaried individuals between the age 33-58 and self-employed applicants between 25 and 70 years are eligible for loan against property.

Bajaj Housing Finance Loan Against Property Eligibility Based on Salary

Salary also is an important factor to determine the eligibility for Bajaj Housing Finance Loan Against Property. Both salaried and self-employed individuals with a steady source of income ae eligible for the same. It determines the EMI amount; you are capable of paying after covering all your living expenses basis your standard of living.

How To Apply for Bajaj Housing Finance Loan Against Property on Finserv MARKETS

Here’s how you can apply for Bajaj Housing Finance Loan Against Property on Finserv MARKETS:

  1. Fill in your personal and income details and get instant loan eligibility.

  2. Select Bajaj Housing Finance Limited from the list of partners and get going.

  3. Find out the LAP amount you could possibly avail.

  4. Fill your required loan amount & details of the property.

  5. Find out your loan details along with all the charges and net disbursal amount.

Post this, a loan expert will connect with you to further process your application.

Documents Required For Bajaj Housing Finance Loan Against Property

The documents required to avail a loan against property (both salaried and self-employed individuals) are as follows:

  • Latest Salary Slips as income proof

  • Last 6 months’ bank account statements

  • PAN Card/Aadhaar Card

  • Address Proof

  • Copy of the documents of the property to be mortgaged

  • IT Returns

Frequently Asked Questions

  • ✔️How much Loan against Property can be availed by an applicant?

    Loan Against property of up to Rs. 1 crore can be availed by an applicant.

  • ✔️Can there be a co-applicant for Loan against Property?

    Yes, there can be a co-applicant for Loan against Property.

  • ✔️Is CIBIL score required for Loan Against Property?

    CIBIL Score above 650 is generally recommended for Loan Against Property. 

  • ✔️Why does loan against property eligibility depend upon income?

    It determines the EMI amount; you are capable of paying after covering all your living expenses based on your standard of living.

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