Bajaj Finserv Gold Loan

Get a Bajaj Finserv Gold Loan of up to ₹2 Crores on Bajaj Markets and enjoy affordable interest rates starting at 9.5% p.a. Choose a convenient repayment timeline of up to 1 year. Apart from these benefits, you can enjoy additional perks like industry-grade standards of operation and security and zero foreclosure charges.

Bajaj Finserv Gold Loan interest rates and charges are as follows:

You need to meet the following eligibility criteria to apply for the gold loan: 

• Age Criteria: Your age must be between 21 and 70 years 

• Eligibility of Gold: The gold must be between 18 to 24 carats. Gold bars or gold coins do not qualify as collateral

 

Here are the documents you need to submit:

• Address Proof: Any one of the following   

1. Aadhaar Card

2. Valid Passport

3. Valid Driving Licence

4. NREGA Job Card

5. An issued letter from the National Population Register

6. Voter ID Card

• * Identity Documents: Any one of the following

1. Aadhar Card

2. NREGA Job Card

3. Valid Passport

4. Voter ID Card

5. Valid Driving Licence

Given above are OVDs (Officially Valid Documents) and often, address discrepancies exist in such documents. As a temporary solution, the applicant can provide the following documents to register an address for a Bajaj gold loan. However, the borrower is required to submit OVDs with the updated address within three months of application.

• Pension or family pension document

• Utility bill of the current or previous month

• Property or Municipal tax receipt

• Letter of allotment of accommodation from employer