Mukhyamantri Amrutum (MA) Yojana

The Mukhyamantri Amrutum (MA) Yojana is a health insurance scheme specially designed to cover the medical expenses of families living under the health insurance for below poverty line(BPL) in Gujarat. The insurance plan has also been extended to offer financial security to lower middle-class families. With a sum insured of ₹3 lakh per family, the Mukhyamantri Amrutum Yojana covers the policyholders from the time of diagnosis of the ailment included till the completion of post-hospitalisation care. 

Key Features & Benefits of Mukhyamantri Amrutum Yojana Scheme

The following table enlists the features and benefits of the MA Yojana Scheme.

Any person eligible under the MA Yojana scheme will have coverage for the following list of medical departments.

What’s Not Covered?

The MA card does not mention any specific exclusions, however, there are certain categories of treatments that are not covered in the health scheme considering it provides financial assistance to low-income poor families -

• Cosmetic treatments such as plastic surgery

• A few Non-emergency procedures may not be covered as well

The individuals and families listed in the BPL list by the State Government are eligible under the MA Yojana. Furthermore, each family member should be present when enrolled under the scheme. However, families that belong marginally above the poverty line can be under the MA Vatsalya Yojana if they follow these criteria –

• The annual income of the family is up to ₹4 Lakhs   

• Any member(s) who are Accredited Social Health Activist (ASHA) workers

• Any member(s) who have accredited reporters

• Class-3 and Class-4 employees employed on a fixed payroll by the State Government

• Senior Citizens with families of a total annual income of up to ₹6 Lakhs

The PDF of the MA Yojana application form is not required for enrollment. Instead, you can visit the Mukhyamantri Amrutum website to locate your nearest kiosk. The form for application is provided at the kiosk itself.

Documents Required to Apply for MA Health Card

It is important to carry the documents mentioned below when visiting the nodal agency for enrolment:

• Address proof

• Identification proof

• Proof of income

• Certificate saying that your family qualifies for below-the-poverty line

An applicant cannot download or apply for the MA Amrutum card online. You need to visit the enrolment centre and fill in your details in the application form in Gujarati. You can revisit the centre to check the status of your MA card or understand scheme details on the Mukhyamantri Amrutum Yojana website by logging in.

Mukhyamantri Amrutum App

The Mukhyamantri Amrutum app is a mobile application that is available on Google Play Store for android devices. One can easily download the application on their devices without any hassle and additional cost. You can learn about the features, benefits, and exclusions of the Mukhyamantri Amrutum Vatsalya scheme at any point in time. During emergencies, one can easily locate the nearest network hospital and its contact details by using the Mukhyamantri Amrutum app.

Taluka Kiosk is meant to be set up by the Manpower Provisioning Agency. It will be located at the taluka headquarters. The Government of Gujarat will allocate a place at the taluka's headquarter to establish this setup. The place allocated will be prominent and easy to access by the beneficiaries. 

As per the government rules, each taluka kiosk will have the following hardware tools to carry out its tasks efficiently. These tools include -

• Computer or Laptop

• MA Card Printer

• Fingerprint Scanner

• Web Camera

After issuing the MA card to the eligible beneficiaries, the taluka kiosk is said to be the point-of-contact for all the beneficiaries to resolve queries related to the Mukhyamantri Amrutum Yojana Scheme. Some of their basic responsibilities include -

• Issue MA Card

They help issue the MA Card to the eligible members under the scheme. The applicant has to get all the beneficiaries at the time of enrolment.

• Modify Existing Details in the MA Card

They also help modify the details in the existing MA card issued to the beneficiaries. For instance, in case of the death of any eligible member, the taluka kiosk can help replace them with a new member of the family.

• Issuing New MA Card

If the beneficiaries damage/misplace their MA Card, the taluka kiosk can issue a new one in no time.

Claiming benefits under the Mukhyamantri Amrutum Yojana is an easy and paperless process. All you have to do is –

Submit your QR MA card to the network hospital for verification, after which treatment is started.

The entire process is cashless with the claim settled directly between the insurance company and the hospital once the treatment is over.

A toll-free helpline number 1800-233-1022 is provided to address any queries of those enrolled with the scheme. Apart from this, you can also mail the concerned officials at mayojanagujarat@gmail.com. You can also write to –

The Commissionerate of Health.

Mukhyamantri Amrutum Yojana,

Block 5, Jivaraj Mehta Bhavan,

Gandhinagar- 382010.

Alternatively, you can easily install the MA app on your Android smartphone. This will help you locate the hospital empanelled under the scheme nearest to you during an emergency. Apart from this, you can also get the complete list of hospitals including their contact details and various features of the scheme as well.

Purchasing health insurance is an investment in your future that can help you be financially independent as you get the best medical care when diagnosed with a health condition. Health Insurance available on Bajaj Markets not only covers pre- and post-hospitalisation expenses but also provides cashless health insurance across a wide range of network hospitals in India. If you are worried about the cost of the policy, you can use the health insurance premium calculator to determine the same. That way, you can make an informed financial decision when it comes to health insurance.

Prime Minister Narendra Modi virtually attended a function in Gandhinagar to distribute newly printed Ayushman PVC cards to 50 Lakh beneficiaries in Gujarat.

- October 17, 2022

Health Insurance Plans Available at Bajaj Markets