Introduction to the City - Shimla

The beautiful city of Shimla was once the summer capital of the British Empire. It was initially ruled by the Nepalese but was under the control of the British after the invasion. Today, it is the capital of Himachal Pradesh. It is situated at an altitude of approximately 6500ft above sea level. Not a lot of people know this, but Shimla was named after the goddess Shamla Devi – a manifestation of Kali. It is one of the most popular hill stations in India and a perfect getaway from the scorching heat of the cities. Due to its salubrious climate, Shimla is quite a year-round destination for people.

Connectivity and Major Roads– Shimla

In 1903, a railway line was laid for connecting Shimla to other cities and making it easily accessible. Today, the nearest railway station from Shimla is in Kalka (approx. 89kms away). Also, you can consider taking a taxi, local bus or toy train to Shimla.

The city of Shimla is quite accessible by road too. The Chandigarh-Shimla highway is well-maintained, and you can reach your destination in around 3 and a half hours from Chandigarh. Also, Chandigarh happens to be the nearest major airport and is around 113kms away from Shimla. However, Jubbarhatti Airport is the nearest domestic airport (which is 25kms away) to reach the beautiful city, but it is occasionally functional.

Apart from this, in-city transportation in Shimla is quite good too. You can get local bus services (available from 7 am to 9 pm) that mainly run on the Ring Road. Also, there are special buses reserved for women. You can avail private taxi services and auto-rickshaws which are economically viable.

Popular Two-Wheeler/Bikes in Shimla

  • Royal Enfield

  • TVS Scooters

  • Bajaj Pulsar

  • KTM Duke

  • Triumph

Rate of Accidents in Shimla

Due to poor road conditions and transport infrastructure, travelling on Indian roads is no less than a nightmare. However, our government is taking active measures to get road accident numbers under control.

On an average, Himachal Pradesh witnesses 3000 road accidents every year, killing over 1000 people and leaving another 5000 injured. Over 80% of the road accidents involve heavy vehicles colliding with cars and two-wheelers due to speeding and negligence of the drivers.

To thus tackle such a situation, there is a dire need for comprehensive two-wheeler insurance in Shimla.

Benefits of Two-Wheeler Insurance

Whether you are an expert rider or not, risks are always involved, and unforeseen events are beyond our control. Also, the road accident statistics in Shimla are not entirely pleasing. Any loss or damage caused to your vehicle during your travel to Shimla can take a financial toll on you.

Hence, it is essential to take a Bike Insurance in Shimla beforehand which is available on Finserv MARKETS. With us at Finserv MARKETS, rest assured that your bike will be protected against accidents, risks, losses incurred due to natural and human-made disasters.

Why Choose Finserv MARKETS For Bike Insurance?

The Two-Wheeler Insurance in Shimla available at Finserv MARKETS has the following salient features –

  • Digital Insurance Copy – When you purchase bike insurance at Finserv Markets, a digitally signed copy of your insurance is sent on your registered email address

  • Easy Online Application and Renewal – You can buy and renew Bike Insurance in Shimla at Finserv Markets online

  • Discount Offers – Secure discounts on the premium amount by becoming a recognised member of the automotive association or installing anti-theft devices in your bike. Also, a good riding history will fetch you discounts on your premiums

  • Simple Claim Processing – With us at Finserv Markets, the claim settlement process is hassle-free. Thus, making it all the more convenient for you to get your compensation in time.

While you are at it, you can check the bike insurance premiums for the plans available on Finserv MARKETS. Just use the two wheeler insurance calculator to get a quote on your chosen insurance policy. That way, you will be able to select two wheeler insurance coverage that fulfils your needs and is quite affordable as well.

List of Garages with Contact Details in Shimla







Highway Service Station

(Mass) Chuhabag-P.O, Khaneri The, Rampur Bsr Distt, Shimla


Himachal Pradesh



Top Gear Auto

Kanwar Building, Nh 22, Taradevi, Shimla


Himachal Pradesh



Goyal Motors Pvt Ltd

Tara Devi, Shimla-171010


Himachal Pradesh



Lally Automobiles India (P) Ltd.


Kanlog Bye Pass Road, Khalini, Shimla


Himachal Pradesh


9418321532/ 4717702

Rajvir Auto Service Station

Paras Dass Garden Bye-Pass Road Shimla


Himachal Pradesh



Read about Two Wheeler Insurance in Delhi at Finserv MARKETS.

Check Out Bike Insurance Plans Available at Finserv MARKETS

General FAQs

  • ✔️Is buying bike insurance mandatory?

    Yes. Under the Motor Vehicle Act of 1988, it is mandatory to purchase third-party bike insurance if you own a two-wheeler. At Finserv MARKETS, you can buy a third-party as well as comprehensive bike insurance in Shimla at quite affordable premiums.

  • ✔️Can I get a bike insurance policy in Shimla without inspection?

    If you choose to buy bike insurance online at Finserv MARKETS, you can get it without having to inspect your bike. Also, we at Finserv MARKETS offer bike insurance renewals without inspections.

  • ✔️How to register for a claim on my two-wheeler insurance?

    Register your claim online at Finserv MARKETS. The online claim process is quicker and your application is processed with minimal documentation.

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