A personal loan is a great way to get the necessary financial assistance in times of need. Be it financing a trip to your dream destination, renovating your home with modern furnishing, planning your wedding or dealing with a medical emergency, Finserv MARKETS is here to help. Get an instant personal loan today and enjoy life king-size.
Bajaj Finserv Personal Loan is an unsecured loan product that offers you instant help in times of need. Personalized pre-approved offers, instant approvals, quick disbursal and flexible tenues of 12 to 60 months, you can't ask for more. The complete application process is carried out online, hassle-free. The process requires minimal documentation and your loan can be approved in just 3 minutes! What's more? There are no hidden charges and you can access your loan account anytime, anywhere, 24x7. So why wait? Kick start your journey with us today!
We have personal loans specially crafted for your immediate necessities:
Travel loans are personal loans that are used specifically for traveling. People travel all the time whether it’s for holidays or business-related activities. A travel loan will cover all your travel expenses including, flight tickets, food, entertainment, accommodations, etc. Many banks and financial institutions offer travel loans in india at attractive interest rates and flexible repayment options.
A two-wheeler is an economical option that can be purchased to ease your daily commute. With a two-wheeler loan, you get cash payment options if you do not have a bank account. This makes it feasible for everyone to make their loan payments.
To purchase a car you need sufficient funds to be able to make the full payment. However, if you lack funds you can always opt for a car loan by making monthly installments. You only need to fulfil certain requirements regarding the initial down payment, interest rate, and time of the loan, you'll then be able to drive your new car off the lot.
If you are looking to renovate your property, you need a good amount of money to refurbish your home without having to worry about the expenses. Loans for home renovations help you cover the complete repairing cost, while simultaneously increasing the economic value of your house on the real estate market.
Education loans are used specifically for higher studies in India or overseas. This loan host a lot of benefits such as minimal documentation, quick loan disbursal, tax benefit, long repayment tenure, etc. Providing financial support to students pursuing professional education.
Indian Weddings are a costly affair. Most people have dreams of having a grand wedding. With a marriage loan, you can finance your wedding expenses and make your day a memorable one.
A medical loan is the best way to cover an emergency that could change your life. You do not have to worry about the interest rate and apply for the loan when in need. The loan has basic eligibility criteria and a quick application procedure. Your loan will be approved in no time and you will get immediate access to funds.
Whatever your need be, get instant personal loan up to 25 lakh to live your dream.
We offer tailor-made fast personal loans online to meet all your financial requirements.
You can avail unsecured loans without a guarantor at Bajaj Finserv.
Repay your Bajaj Finserv Personal loan in easy EMIs over a period of 12-60 months.
Get a free Financial Fitness report from Finserv MARKETS and enjoy customized insurance plans to protect your loan liability. No third party involvement in the Bajaj Finserv lending process.
Need an urgent personal loan but worried about repayment the next moment? We present you Hybrid Flexi Personal Loan - the new way to fund your dreams. Enjoy principal holiday tenure, flexible part-payments and unlimited withdrawals! Find out more about our Hybrid Flexi Personal Loan and how you can benefit from it, right here.
As an exclusive benefit, during the initial period of your Hybrid Flexi Personal Loan, you need to pay only the interest amount as the EMI.
You have complete flexibility and control of your principal amount. You can also login to the customer portal and choose to make part-payments.
With this Bajaj Finserv Personal Loan, you can withdraw without limit for, as many times you need.
Even if you choose to make part-payments for your principal amount, you will not incur any hidden charges.
We understand that it is tedious fill application forms whenever you need money. So, we have eliminated that process completely. You need not fill forms for each requirement. You can just withdraw money from your Personal loan limit anywhere 24X7.
The Bajaj Finance Personal Loan application process is completely online. The approval of your loan will take just 3 minutes. Post-approval, the loan amount will get credited to your bank account within 24 hours.
The Bajaj Finserv lending process is practically paperless and instant.
We do not believe in hidden charges. You will know about your loan details right from the beginning.
Get the best personal loan offers that meet your requirements, here. No need to look elsewhere!
100 million+ happy customers across India have chosen Finserv MARKETS as their trusted financial partner for Personal Loan. It's your time now!
Want a Bajaj Finance Personal Loan? Follow the 3 simple steps below and Apply for a loan today!
When applying for a personal loan in India, you need to make sure you fulfill the eligibility criteria and submit the requested set of documents for further verification. Check the personal loan eligibility criteria and a detailed list of Personal loan documents to know more.
Bajaj Finance Personal Loan offers interest rates starting from 12.99% per annum, while flat processing fees and annual maintenance charges of 3.99% and 0.25% respectively of the loan amount are also charged.
Enjoy attractive rates of interest on personal loans at Finserv MARKETS. For more details on processing fees, maintenance charges as well as foreclosure charges, please visit our section for personal loan interest rate and charges.
Your EMI is dependent on your loan amount, Rate of Interest and tenure. It is important to remember that the longer the tenure is, the lesser is the amount that has to be paid every month, but the total amount of interests payable will be higher.
You can calculate the amount of monthly instalments with the help of our personal loan EMI calculator. All you need to do is enter the desired loan amount, the pre-determined rate of interest and the fixed tenure.
A good credit score reflects your loan repayment ability in terms of past credit history. The higher your CIBIL score, the better are your chances of approval of loans.
Your debt to income ratio like your income is a measure of how much you can afford to borrow. It not only shows lenders that you are able to repay your loan each month but also that you’re responsible with your money.
In order to get a loan, you might be tempted to approach multiple lenders at the same time. However, this behaviour reflects desperation for a loan. Being a borrower you might not want to be in such a situation.
A borrower with a job and a steady source of income have higher chances of getting their loan approved. Lenders might call your bank to verify your bank account and credit statements.
It’s a good idea to retain a gap of at least 6 months between your loan applications. If your loan application gets rejected and you are in no hurry for the loan amount you can step back for a few months and apply for a loan again.
With a personal loan, the funds gets deposited to your account after the loan has been approved. And, the loan agreement has been finalized. You are free to use the loan amount for multiple purposes like medical bills, higher education, travel expenses, home renovation etc.
CIBIL Score is one of the most commonly used scores when determining your eligibility for a loan or a credit card. It's a three-digit number ranging from 300 to 900 that sums up your credit history of borrowings. Your CIBIL Score plays a major role in your loan approval process. With a good credit score your chances of getting a personal loan become higher. But if you have a low credit score; it is highly likely that your application will be rejected even if you meet the income criteria.
Avail instant personal loan online in the top metropolitan cities of India and meet your financial requirements without any hassle. Finserv MARKETS is well connected across major metropolitan cities and we are happy to help you with our personal loan application centres spread across all over India.
Looking for a quick personal loan in top commercial cities of India? Here we are to help you.
Personalized choices for Loans, Cards, Insurance, Investments & UPI Payments along with No Cost EMI offers to shop for a wide range of lifestyle products – discover more on the Finserv MARKETS App
Taking a Personal Loan online is faster, secure, hassle-free and transparent. It will save you a lot of time and effort.
With Bajaj Finserv, you can avail of a personal loan from the comfort of your home. There’s no third-party involved, the online application process is super secure and paperless. Also, you get to choose from a variety of exclusive loan products that are tailor-made to suit your needs.
No, we don't ask for any kind of security or guarantee.
With Bajaj Finserv, you can avail of a personal loan from the comfort of your home. There’s no third-party involved, the online application process is super secure and paperless. Also, you get to choose from a variety of exclusive loan products that are tailor-made to suit your needs.
All sensitive data like personal/financial information is encrypted and safeguarded with our best in class security systems. We don't share your information with any marketing agency or any 3rd party without your consent.
You can apply for a personal loan if: 1. You are a salaried employee 2. You are between 23-58 years of age 3. Your minimum take home salary is greater than Rs. 37,000 and you reside in Tier 1 cities and Rs.27,000 in case you reside in Tier 2 cities.
Check out the self-employed section for more details on personal loans/business loans and professional loans for self-employed individuals.
Presently, we only provide loans for Indian residents.
It is advised that you maintain sufficient funds in your account for clearing loan EMIs regularly. However, in case of an EMI bounce you would have to pay Rs. 1,000 (per bounce). This will also attract penal charges on further delay in paying EMI’s which would impact your CIBIL score.
Your EMIs will be auto deducted from your bank account via automatic ECS instruction.
You can avail a personal loan for a tenure ranging from 1 year to 5 years (with annual renewal option for interest servicing loan).
There is no limit to the number of part payments in Hybrid Flexi Personal Loan. However, for Term Loans a maximum of 6 part payments can be made in a year.
You can foreclose your loan after paying your first EMI.
Yes, you can avail a top-up on an existing personal loan. However, you can avail Line facility, which is more convenient for availing additional funds.
Sorry, the withdrawal facility is not available for Term Loans.
You can save on interest payments even though the base rate is marginally higher than a Term Loan. The innovative customer-friendly features that come with Hybrid Flexi Personal Loans allows you flexibility and control on your loan repayment which can help you minimize the interest you pay. In case of any fund requirements, you can always withdraw from the part payments with funds instantly credited to your bank account.
A line is a limit that is assigned to you as per your eligibility. A loan can be availed out of the line at any point of time and gets disbursed to your bank account without going through the hassles of applying again.
Usually, for a personal loan/line, you would need to provide proof of identity (Aadhar card, proof of current address, SPDC and a cancelled cheque).
You can visit our personal loan eligibility calculator section for a quick online eligibility check.
This is based on the loan amount, repayment tenure and interest/charges that come along with the loan. For more information on this subject, visit our EMI calculator page.
We fetch your last 3 months bank statements directly from your bank thus saving you the trouble of uploading the documents.
We are present in 35 major cities in India. Click here to see the list. You can avail a Personal loan of up to Rs.25 lakh subjected to your eligibility.
2% of the Personal loan amount is charged as processing fee. This fee is deducted from the loan amount.
Yes, there is an annual maintenance charge of 0.25% levied on your loan amount.
No. We commit 100% transparency to you. There are no hidden charges at all.
Finserv MARKETS offers quick Bajaj Finvser personal loans and the amount is credited directly to your bank account.
Login to our Customer Portal to track the status of your online loan application.
You can pay your overdue EMIs online through the Customer Portal. This facility is offered to customers who have Net Banking activated for their Bank account.
The part-payment or withdrawal will reflect in your bank statement within 30 minutes.
You can view your outstanding Personal loan amount on our Customer Portal.
Scanned copies of your loan documents are available on our Customer Portal.
Based on your city of residence your minimum monthly salary must be the following: Rs. 37,000 - For Bangalore, Delhi, Pune, Mumbai, Hyderabad, Chennai, Coimbatore, Ghaziabad, Noida and Thane. Rs. 32,000 - For Ahmedabad, Kolkata, Cochin, Jaipur, Nagpur. Rs. 30,000 Jaipur, Chandigarh, Nagpur, Surat and Cochin. Rs 27,000 - For Goa, Lucknow, Baroda, Indore, Bhubaneswar, Vizag, Nasik, Aurangabad, Madurai, Mysore, Bhopal, Jamnagar, Kolhapur, Raipur, Trichy, Trivandrum, Vapi, Vijayawada, Jodhpur, Calicut and Rajkot.
Personal loans are a type of installment loan where you can borrow a fixed amount of money and pay it back with interest in EMIs over the tenure of the loan. A personal loan tenure typically ranges from 12 to 84 months. Once you’ve made the complete loan payment, your account is closed.
Yes, you are required to submit your Aadhaar card at the time of applying for Personal Loans.
It is advisable to have a CIBIL score of 750 or above to be qualified for a personal loan. A good credit score increases your chances of getting your loan approved.