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Personal Loan in Calicut

Calicut, also known as Kozhikode, is a coastal city in the south Indian state of Kerala. The city is one of the biggest economic hubs in Kerala. The Information Technology (IT) sector dominates the economy and also creates several job opportunities. Apart from this, Calicut also boasts of a flourishing trade and commerce sector. Kozhikode is home to two premier educational institutions, namely, the Indian Institute of Management Kozhikode (IIMK), and the National Institute of Technology, Calicut (NITC). Nowadays, people are more open to availing personal finance to meet their monetary requirements. With the introduction of digitization in the Banking and Finance Sector, a large number of lenders offer instant online personal loans in Calicut. People can now avail a personal loan at a competitive interest rate and other favourable terms, from the comfort of their home. Therefore, if you are a resident of Calicut looking for instant funds for managing your financial needs, you can consider availing a personal loan.

Let us have a look at some of the primary benefits of availing a personal loan with leading online lenders.

Low processing charges

When you avail a loan with a leading online lender, the processing charges or the loan application fee is less. For instance, you can avail a Bajaj Finserv Personal Loan at Finserv MARKETS, and the processing charge is 3.99% of the loan amount.

High loan amount

You can get a personal loan of up to Rs. 25 Lakhs. The loan amount can be utilized for several purposes such as funding children’s education, managing wedding expenses, travel expenses, debt consolidation, etc.

Flexible repayment tenure

The repayment tenure of personal loan at Finserv MARKETS ranges from 12 to 60 months. You can opt for a tenure according to your convenience. It is advisable to opt for a short term personal loan if you have a high repayment capacity. This will help you save a large amount of money towards the overall interest payout.

Instant loan approval and quick disbursal

Once you complete the online application process, your loan application will be approved instantly and you will receive the loan amount in your bank account within a short duration.

Online account access

You can easily track your repayment schedule, outstanding amount, interest rate, etc. through theonline customer portal.

Before you apply for a personal loan at Finserv MARKETS, make sure that you calculate your loan eligibility beforehand. This will give you a fair idea about the loan amount you can avail. Also, do not forget to calculate your personal loan EMI by using an online personal loan EMI calculator. Having an estimate of your EMI beforehand will help you plan your repayment efficiently. Make sure that you repay your personal loan on time. This will help you clear your debt sooner as well as keep your credit score intact.

How to qualify for a personal loan at Finserv MARKETS?

You can easily qualify for a personal loan if you can meet the eligibility criteria and submit the documents mentioned below:

  • You should be between 23-58 years of age

  • You should be an Indian citizen

  • You should be a salaried individual

  • You should submit your KYC documents and Employee ID card

  • Bank account statement of the previous 3 months will also be required

In addition to these, the lender will also check your CIBIL score and repayment history before approving your personal loan application. Make sure that you have a Credit Score of 750 or above. This will not only increase your loan eligibility but also help you avail a high loan amount at a reasonable rate of interest.

The application process for Bajaj Finserv Personal Loan is simple and hassle-free. To apply for a personal loan at Finserv MARKETS you need to log in to the website, fill in the application form, specify the loan details and submit the required documents online. Post this, your documents will be verified  and your application will be reviewed. If everything is found to be satisfactory. You will soon receive the personal loan amount in your bank account.

In case you have already availed a personal loan with a different financial institution, and you want to reduce the cost of borrowing, you can consider opting for a personal loan balance transfer. This will help you reduce the interest rate and get more favourable terms on your personal loan. Personal loan available at Finserv MARKETS comes at an attractive interest rate, less prepayment penalty, and no hidden charges. Moreover, you also get the option to customize your personal loan as per your requirement. 

Now that you are well aware of the various aspects of availing a personal loan at Finserv MARKETS, ensure that you make the most of it to fulfil your financial needs.

Happy Customers of Finserv MARKETS

Getting a loan to take care of my wedding and relieving my parents to enjoy the occasion was the best decision I ever made. Easy-to-apply, amazing interest rate and quick disbursal, what more can one ask for!

I am passionate about the vehicle I drive. I want to protect it with the best available option. What amazed me was the full transparency, quick quotes and the attractive discount on the premium while choosing the annual payment option!

Check your personal loan eligibility in seconds!

My husband and I will finally move into our own house this Diwali. All thanks to Bajaj Finserv, with competitive interest rates, minimal processing fees and easy to repay EMIs, our dream saw the light of reality in no time!

Get the best FD interest rates starting @ 8.40%. Let's start!

Kids grow up fast and to fulfill their dream trip to Disneyland I had everything but instant funds. With no collateral or guarantor required and a hassle-free processing, I gifted my family a memorable trip to Orlando with just a click!

Get sum insured up to 1 Crore! Let's start!

The best way to start looking for health insurance is to do a close study of the coverage needs and checking the insurance company's claim ratio. No unnecessary jargons, easy to apply claims process and choice of premia!

Zero additional charge on part-payment option on Business loans! Let's start!

I bought my first iPhone using my Bajaj Finserv EMI Network Card. Zero downpayment with a No cost EMI on Bajaj Finserv EMI store just made my day!

Get home loan sanctioned online in 72 hours! Let's start!