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How about checking some pre-approved offers you might be eligible for?

my offers

How about checking some pre-approved offers you might be eligible for?

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  • Date of birth

You have a pre approved offer

  • Sum Assured
    Premium
    Persons Covered
  • Rate
    5%

Currently, we do not have a personalized offer for you but don’t be disheartened. Check out our oven fresh deals of the day here!

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Currently, we do not have a personalized offer for you but don’t be disheartened. Check out our oven fresh deals of the day here!

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How to Get a Personal Loan

Most people get a personal loan to fulfill all kind of financial needs, whether it is for a home renovation, higher education or a medical emergency. It is one of the most preferred forms of borrowing, mainly because of the easy availability of funds with minimal paperwork requirements, quick approval procedure and additional benefits. You do not need to state the reason for borrowing and the funds will be transferred in your account in no time. If you intend to apply for a Bajaj Finserv Personal Loan, you need to follow the below-mentioned steps.

1. Gather information about the loan

Primarily, you need to gather details before you apply for a personal loan. You can visit the branch office or research on the official website to get information about the loan. The website will have all the details about the features, charges, interest rate on personal loan, benefits, and documentation.

2. Check eligibility criteria

Before you apply for a Bajaj Finance Personal Loan, you need to check if you are eligible or not. You can check the criteria by providing basic information like the city of residence, annual income, and age, among other details. After you have checked the eligibility criteria, you can use the Equated Monthly Installment (EMI) calculator to estimate the amount of EMI payable on the loan. This will help you get an idea about the personal loan EMI. The calculator is easy-to-use. You only need to provide the loan amount and tenure of repayment to get an estimate.

3. Apply for the loan

If you meet the eligibility criteria and are satisfied with the EMI and terms of the loan, you can apply for a loan online. You need to visit the Finserv MARKETS website and provide your details. Consider personal loan interest rates before you make the application. You will then have to submit basic documents, which include an identity proof, address proof, and income proof. You can submit your Aadhaar card, Passport, Voter ID, and driving license as identity proof and address proof. As an income proof, you need to provide your salary slip of the last three months and bank statement of your salary account.

4. Get instant approval

After you have entered all the details correctly, submit your ‘online personal loan application’. The lender will verify your documents and once the loan is approved, the amount will be transferred to your account immediately.

You can use the funds in the manner you desire. It is because of the quick processing and immediate approval that instant personal loan has become the first choice of borrowing for many. 

Happy Customers of Finserv MARKETS

Getting a loan to take care of my wedding and relieving my parents to enjoy the occasion was the best decision I ever made. Easy-to-apply, amazing interest rate and quick disbursal, what more can one ask for!

I am passionate about the vehicle I drive. I want to protect it with the best available option. What amazed me was the full transparency, quick quotes and the attractive discount on the premium while choosing the annual payment option!

Check your personal loan eligibility in seconds!

My husband and I will finally move into our own house this Diwali. All thanks to Bajaj Finserv, with competitive interest rates, minimal processing fees and easy to repay EMIs, our dream saw the light of reality in no time!

Get the best FD interest rates starting @ 8.40%. Let's start!

Kids grow up fast and to fulfill their dream trip to Disneyland I had everything but instant funds. With no collateral or guarantor required and a hassle-free processing, I gifted my family a memorable trip to Orlando with just a click!

Get sum insured up to 1 Crore! Let's start!

The best way to start looking for health insurance is to do a close study of the coverage needs and checking the insurance company's claim ratio. No unnecessary jargons, easy to apply claims process and choice of premia!

Zero additional charge on part-payment option on Business loans! Let's start!

I bought my first iPhone using my Bajaj Finserv EMI Network Card. Zero downpayment with a No cost EMI on Bajaj Finserv EMI store just made my day!

Get home loan sanctioned online in 72 hours! Let's start!