Buy Accidental Complementary Treatment Cover with Hospitalisation Benefit at just  Rs. 1,034, including GST. BUY NOW

What is the Accidental Complementary Treatment Cover with Hospitalisation Benefit?

With the rising number of accident cases every year, it becomes extremely important to safeguard yourself and your loved ones against such unforeseen mishaps. Hospitalisation, especially of the sole breadwinner of a nuclear family, can lead to very dire circumstances financially. In such situations, the Accidental Complementary Treatment Cover with Hospitalisation Benefit by Manipal Cigna can come to your rescue.

Key Features of the Accidental Complementary Treatment Cover with Hospitalisation Benefit:

ICU/CCU/HDU Room Rent

In case of accident complications leading to consequent hospitalisation in the CU/CCU/HDU, you can get complete reimbursement for the room rent charges incurred. 

Doctor Charges

This comprehensive health insurance policy offers complete coverage for the doctor/surgeon charges incurred before, during, and after IPD admission. 

Specialised Treatments

The Accidental Complementary Treatment Cover with Hospitalisation Benefit also offers financial assistance in case of specialised treatments such as Physiotherapy, Acupuncture, and Acupressure. 

How to Apply for the Accidental Complementary Treatment Cover with Hospitalisation Benefit:

The enrollment process for this comprehensive health cover is extremely simple and hassle-free. Kindly follow the steps mentioned down below:

  • Step 1: Tap on ‘Buy Now’

    Click on the ‘Buy Now’ button at the top of the product page.

  • Step 2: Fill in the application form

    Fill in your details in the online application form. An OTP will be sent to your registered phone number. Enter it.

  • Step 3: Complete the premium payment

    Complete the cover application by making the yearly premium payment. You can use your preferred mode of online payment to do this.

And that’s it! Your membership is now confirmed.  

 

On your registered email ID, you will soon receive an email enclosed with the details of your hence purchased membership. 

Eligibility Criteria

If you wish to sign-up for this insurance cover and reap the benefits offered by it, then you must meet one main eligibility criteria:

  • You must be between the ages of 18 to 65 years.

What's Covered

Keep reading to know more about the perks of going for the Accidental Complementary Treatment Cover with Hospitalisation Benefit:

1.  Treatment Cover For Injuries

In case of accidents that result in serious injuries, but not hospitalisation, you can obtain coverage for the treatment charges thus incurred during OPD consultations. 

2. Therapy And Specialised Procedures

You will also be eligible to obtain reimbursement for specialised treatment and therapy sessions such as Physiotherapy, Acupressure, and Acupuncture.

3. IPD Hospitalisation Benefit 

In case of accidents leading to admission into IPD/ ICU/ HDU/CCU, you will be eligible to obtain a complete reimbursement for all the expenses thus incurred, such as doctor charges, surgeon charges, medication expenses, room rental costs, etc. 

Policy Plan Details & Specifications

Keep reading to know more about the plan details of the Accidental Complementary Treatment Cover with Hospitalisation Benefit policy:

  • Enrollment Fees

You can get this insurance cover for the benefit of yourself and your loved ones by simply paying a premium of just Rs.1,034 per year. 

  • Pre, During, and Post-Hospitalisation Benefit

This health insurance policy generously offers complete coverage for all expenses incurred before, during, and after IPD admission. 

  • Policy Validity

You can raise your claim for this insurance cover for 1 year after purchasing this policy. 

What’s Not Covered

Before purchasing this insurance membership, be sure to gain a proper understanding of the exclusions posed by the Accidental Complementary Treatment Cover with Hospitalisation Benefit:

  1. Treatment charges for any pre-diagnosed ailments will not be reimbursed.

  2. Accidents occurring while partaking in adventure sports will not be covered. 

How to Make a Claim

You can raise your claim for the Accidental Complementary Treatment Cover with Hospitalisation Benefit policy by simply contacting your insurer through the communication portals as stated below: 

  1. Email: servicesupport@manipalcigna.com

  2. Toll-free number: 1800-102-4462

Customer Care Details

You can also get in touch with us at Bajaj Markets. Simply do so by sending an email stating your policy-related queries to: 

insuranceconnect@bajajfinservmarkets.in

FAQs on Accidental Complementary Treatment Cover with Hospitalisation Benefit

What are membership charges?

The Accidental Complementary Treatment Cover with Hospitalisation Benefit policy is available for purchase at Bajaj Markets, at a very competitive price of just Rs. 1,034 per annum.

What is the Sum Insured?

You can get medical benefits and financial coverage of up to Rs. 1.25 lakh under this insurance plan.

Are OPD treatment charges covered?

Yes, the costs of OPD treatments for injuries caused by accidents are covered under the Accidental Complementary Treatment Cover with Hospitalisation Benefit.

What are the eligibility parameters for this insurance cover?

To become a member of the Accidental Complementary Treatment Cover with Hospitalisation Benefit and reap its perks, you must be between 18-65 years of age.

Are pre-existing diseases covered?

No, any pre-existing diseases will not be covered under this health insurance plan.

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