Overview

Family comes first for all of us. The world is unpredictable and we are doing all that we can to make the future of our loved ones safe and secure. Our children especially depend on us for their future. This is why  Finserv MARKETS presents the Mediclaim Comprehensive Marriage Benefit for Dependent Children plan by Manipal Cigna Health Insurance. Under this plan the dependent child/children will get a sum of  ₹ 1 Lakh as per the policy, if the insured person suffers an illness or an injury that results in permanent total or permanent partial disablement. You could use the insurance cover sum for your child’s expenses for studies, employment, marriage, medical concern, and others.

Features & Benefits

  • Affordable Plan

    A high coverage amount is provided for a nominal premium of just Rs.234

  • High Coverage

    The sum insured is for Rs. 1 Lakh

  • Coverage for a major age group

    Comprehensive policy coverage applicable for a huge age group of 18-65 years of age.

  • Extensive Protection

    The policy covers even more than one dependent child

What's Covered?

  • Coverage for dependent child/children

    The coverage shall be provided if the insured person suffers an illness or gets injured due to an accident during the policy year, resulting in permanent total disablement or permanent partial disablement. The financial assistance will be provided if the dependent child/children should be below the age of 25 years, is unmarried as on the date of the incident or whether or not the child is an insured person under this policy.

  • Minor Child Coverage

    The insured sum will be paid to the parent/legal guardian in the case of a dependent child/children being a minor.

  • Coverage for More than One Child

    If only one child, the entire sum insured will be paid to that child. In case of more than one child, the policy amount insured will be equally divided among the eligible children.

What is not covered?

  • The policy does not cover any accident caused due to adventure sports.

  • If the child/children has any pre existing illness, it is not covered in the policy.

How to Apply for the Marriage Benefit for Dependent Children Cover

  • Visit Finserv MARKETS

    Visit our website and go to the Pocket Insurance and VAS products page

  • Select Product

    Choose Marriage Benefit for Dependent Children Cover from the wide array of products

  • Fill Details

    Fill in your details like name and phone number in the online form.

  • Make your payment

    Pay for your insurance using your preferred mode whether UPI, mobile wallets or debit and credit card.

Claim Process

You can easily file a claim for Accident support items insurance in a few simple steps.

By a phone call: Call the toll-free number 1800-102-4462 and talk to a customer executive from Manipal Cigna Health Insurance.

Through e-mail: Send a mail to servicesupport@manipalcigna.com along with the necessary documents  

FAQs

  • ✔️Who is eligible for this insurance cover?

    People in the age group ranging between 18-65 years are eligible to apply for this insurance cover.

     

  • ✔️ What is the duration of the policy?

    The policy of comprehensive cover for dependent children is valid for 1 year.

     

  • ✔️What is the maximum amount of sum covered in this plan?

    The sum covered is ₹1lakh.

  • ✔️What are the different premium plans I can avail of?

    There is only one premium rate plan you can avail of

     

    Sum Insured

    Premium (Including GST)

    Up to Rs. 1,00,000

    Rs.234

  • ✔️What is the general waiting period?

    The initial waiting period is 30 days. The specific illness waiting period is for 24 months.

  • ✔️What are the diseases/treatments for which the waiting period is applicable?

    The waiting period is applicable for the following

    ●        Cataract of the eye

    ●        Hysterectomy for Menorrhagia or Fibromyoma or prolapse of Uterus

    ●        Knee Replacement Surgery, Non-infectious Arthritis, Gout, Rheumatism, Osteoarthritis and Osteoporosis, Joint Replacement Surgery, Prolapse of Intervertebral discs and all Vertebrae diseases.

    ●        Varicose Veins and Varicose Ulcers.

    ●        Stones in the urinary uro-genital and biliary systems including calculus diseases.

    ●        Benign Prostate Hypertrophy, all types of Hydrocele.

    ●        Fissure, Fistula in anus, Piles, all types of Hernia, Pilonidal sinus, Hemorrhoids and any abscess related to the anal region.

    ●        Chronic Suppurative Otitis Media (CSOM), Deviated Nasal Septum, Sinusitis and related disorders, Surgery on tonsils/Adenoids, Tympanoplasty and any other benign ear, nose and throat disorder or surgery.

    ●        Gastric and duodenal ulcer, any type of Cysts/Nodules/Polyps/internal tumors/ skin tumors, and any type of Breast lumps (unless malignant), Polycystic Ovarian Diseases

    ●        Any Surgery of the genital or urinary tract.