Malabar Gold Scheme

Malabar Gold Scheme

✓ Gold Loan up to 2 Cr ✓ Interest Rate Starting @ 10% ✓ Highest Gold Loan / Gram

    Malabar Gold & Diamonds is one of the most popular and trusted jewelry brands in the country The flagship company of the Malabar Group of Companies, Malabar Gold & Diamonds has a worldwide presence today, with over 260 showrooms in over 10 countries, including India, Singapore, United States, Kuwait, Oman, Bahrain, UAE, Qatar, Saudi Arabia and Malaysia.


Know More About Malabar Gold Scheme

Malabar gold schemes are very popular in India, since Malabar Gold & Diamonds is one of the most trusted jewelry groups in the country. The Malabar gold schemes make it possible for you to buy the gold jewelry of your choice in a convenient manner. The company also prides itself on only providing BIS hallmarked 916 gold, ensuring that you get your money’s worth. Furthermore, thanks to attractive discounts and ongoing offers, the Malabar gold price is generally affordable by everybody.


The company offers two popular Malabar gold schemes, namely:

  • Smart Buy scheme

Under this scheme, you can buy BIS Hallmarked 916 gold jewellery of your choice by making an upfront payment, irrespective of whether it is in or out of stock. You also get attractive festival-based discounts.

  • Gold Gain Plan

This is one of the Malabar gold schemes that allow you to buy jewelry in instalments. The minimum monthly advance amount is Rs. 1,000. You need to pay the amount due in fixed instalments for 11 months. After 11 months, you can buy the jewelry item at the gold rate prevailing then.

Malabar Gold Jewelry Design

Malabar Gold & Diamonds offers a variety of gold jewelry designs including rings, earrings, pendants, chains, bangles, bracelets, necklaces, mangalsutras, nose pins and other accessories. There are also many specialized collections like alphabet jewelry, fingerprint jewelry and religious jewelry designs. 

Malabar Gold Rate

If you are looking for the gold price today, Malabar Gold gives you these details on the official website. You can find it in the ‘Gold Rate’ section on the home page. Here’s what you can view in the section.


  • Malabar gold rate today 22 carat

  • Malabar gold rate today 18 carat

Malabar Gold & Diamonds Smart Buy Scheme Benefits

Among the many Malabar gold schemes available, the Malabar Gold & Diamonds Smart Buy scheme is one of the most popular options for buyers. As the name of this Malabar gold scheme indicates, you can make use of this scheme to buy the gold jewelry of your choice in a smart and affordable manner. 


Here are the main benefits of the Smart Buy Scheme from Malabar Gold & Diamonds.


  • Purchase of jewelry designs that are in stock 

One of the main advantages of this scheme is that it allows you to buy the gold and diamond jewelry items that are in stock at affordable prices. You only need to browse the products available in stock and place your order. And then, you get to save money on your jewelry purchase made through the Smart Buy scheme.


  • Purchase of jewelry designs that are out of stock

The Smart Buy scheme is also valid for products that are out of stock. So, if you have your eyes set on a beautiful piece of jewelry that is currently not in stock, you can still get your hands on it by making your purchase through the Smart Buy option. These products are then manufactured specifically for you and shipped to your address.


  • Customization of jewelry 

The Smart Buy Scheme also allows you to customize your jewelry as needed. To be more specific, some pieces of jewelry, like bangles, rings and bracelets, come in different sizes. And before you place your order through the Malabar gold schemes, you’ll need to select your size, so the jewelry piece can be customized to your size. The Smart Buy option allows you to do this.


  • Discounts available

Perhaps the most loved benefit of the Smart Buy option is that it gives you great discounts on the gold price. The Malabar gold rates for products purchased through this scheme are lower than the regular Malabar gold prices. This allows you to save money while simultaneously buying the product of your choice from this trusted jeweler. 

Malabar Gold & Diamonds Smart Buy Scheme Features

Before you make use of the attractive discounts in the Smart Buy scheme to buy your preferred jewelry items at affordable Malabar gold prices today, check out the main features of the scheme here.

  • Festival-specific scheme

This scheme is not active all through the year. The discounts are generally offered during important occasions and festivals. So, keep an eye out for them.

  • Advance payment needed

If you are buying a piece of jewelry through this scheme, you need to make an upfront payment. Only when you make your payment in advance can you go ahead and place your order.

  • Revisions in the final price

The prices mentioned for the ‘Make to Order’ products are only approximate. The final price of the product may vary depending on its final weight. Rest assured that the customer service team from Malabar Gold & Diamonds will inform you about any revisions in the product’s weight and price once it has been manufactured.


If you want to take advantage of the attractive discounts on Malabar gold prices through the Smart Buy scheme, you’ll need to be aware of the procedure involved. Here’s an overview of the key details.

Products with the ‘Make To Order’ option

These are products that do not require any size-related customizations, such as earrings, pendants and nose studs. Check out the steps to place an order for such jewelry items.


For products that are in stock

  • Head to the product page of the jewelry item you are interested in.

  • Click on the ‘Make to Order’ option.

  • You will then be able to see the discount applied on the Malabar gold price as well as the expected date of delivery.

  • Go ahead and place your order. 

For products that are out of stock

  • Visit the product page of the jewelry piece you are interested in.

  • Since the product is out of stock, you will not be able to place a regular order.

  • To place an order, you need to first select the ‘Make to Order’ option.


You can then go ahead and place your order for the out of stock item too. 

Products with the ‘Make To Order +  Customize’ option


These products are the jewelry pieces that come in different sizes. For example, bangles, rings, and bracelets are available in different sizes. So, it is necessary to use the customization option to buy the product that is the right fit for you.

For products that are in stock

  • Head to the product page of the jewelry item you are looking for and check if the size that you need is available. Since all sizes may not be available in stock all through the year, there may be some sizes of an in-stock product that may not be available. 

  • Click on the ‘Make to Order + Customize’ option. This way, you can get the size made to order for an in-stock product.

  • You can then view the discount applied on the Malabar gold rate along with the expected date of delivery.

  • Proceed to place your order. 

For products that are out of stock

  • If the product you want is itself out of stock, you cannot use the steps mentioned in the previous section. Instead, you need to visit the product page first.

  • Then, place your custom request by clicking the ‘Make to Order + Customize’ option.

  • Pay the amount of Malabar gold rate shown for your request and place your order.

Frequently Asked Questions on Malabar Gold Scheme

  • ✔️What does customization mean in Malabar gold schemes?

    Customization is a unique feature that allows you to select the right size for products that come in various sizes, like chains, bracelets, bangles and rings.

  • ✔️Can products ordered through the ‘Make to Order’ option be returned?

    The 14 day return policy from Malabar Gold & Diamonds is only available for regular orders. Any products ordered through the ‘Make to Order’ option in the Smart Buy scheme are specifically manufactured, so they can only be returned online or in any Malabar Gold & Diamond store as per the regular buyback and exchange policy.

  • ✔️Can I use a gift voucher for placing an order through this scheme?

    Yes, you can definitely make use of gift vouchers for these orders.

  • ✔️Why are products that are in stock coming with a ‘Make to Order’ option?

    Even for products that are in stock, the ‘Make to Order’ option may be available. This means that instead of sending you the product that is in stock, it is specifically manufactured for your order. That’s why the delivery date may be further away.

  • ✔️What payment methods are accepted?

    For products ordered online through Malabar gold schemes, all payment methods like debit cards, credit cards, net banking and fund transfers are accepted. The ‘Cash on Delivery’ option is not available for ‘Make to Order’ products.

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