Mercedes Benz C Class Insurance

Refer to the table to know the Mercedes C Class car insurance cost for varied Mercedes-Benz C-Class variants.

Purchasing vehicle insurance is not a hassle anymore, especially with the introduction of online services. Here is a step-by-step guide on it:

 

Step 1: Firstly, visit Bajaj Markets and go to the ‘car insurance premium calculator’ section.

 

Step 2: Then enter necessary details like the registration number of your vehicle, fuel type, make and model of the vehicle etc.

 

Step 3: Now, choose an insurance plan from the various policy quotes on offer.

 

Step 4: Make an online payment to continue with the process.

 

After that, you will receive the policy related details via your registered contact details.

The first and foremost reason to insure your Mercedes-Benz C-Class is the legal compliance that every car owner has to purchase a third-party insurance coverage under the Motor Vehicles Act, 1988. Availability of a car insurance plan will help you receive financial compensation for any damage caused to the third-party property or individual. You will receive cashless repair service from network garages tied to your insurance company. With a comprehensive insurance policy, you will receive financial coverage for your own damage and third-party liabilities. Furthermore, it will provide financial support covering lawsuits, helping you sail through legal hassles associated with the damage caused to the third-party individual.

Depending on the Mercedes Benz C class specifications and the price tag it comes with, you must get a car insurance policy to safeguard your financial interests from any unanticipated danger. There are predominantly two types of insurance policies that cover you from any unanticipated scenario. You can conveniently avail both these plans from Bajaj Markets and receive coverage at a reasonable premium.

 

Here are the types of Mercedes-Benz C-Class insurance plans that you can opt for insuring your car:

• Comprehensive Car Insurance

As the name suggests, a comprehensive car insurance plan will safeguard your financial interest against natural and man-made damage. Furthermore, you will receive protection for your own damage and third party liabilities.

• Third-Party Car Insurance

Every four-wheeler owner must have a third party car insurance plan and receive coverage for third party liabilities, extending financial support to the victim. It will also protect you from legal turmoils in the event of accidental damage or demise of the third party.

Besides knowing Mercedes Benz C Class features and insurance options, you must also have a well-rounded idea regarding the inclusions in the Mercedes-Benz C-Class insurance plan.

 

• A car insurance plan will protect your car from unpredictable natural occurrences like landslides, floods etc.

• You will receive compensation even if your car has been damaged by man-made activities like strikes, riots, terrorism etc.

• A third party insurance policy covers injuries caused to a third person by the insured car. Third party property damage is also covered under a motor insurance plan.

• You will receive financial compensation from the insurance company if the insured car is damaged or lost.

• In a personal accident cover, the insurer will provide financial assistance for the owner or driver's death, injuries, or impairment caused due to an accident.

Apart from knowing the inclusions, you should also know the following exclusions under the Mercedes-Benz C-Class insurance plan:

 

• A car insurance plan does not cover for the wear and tear of your car.

• If damage has been caused to your insured car under the influence of alcohol or drugs.

• An insurance company will not extend financial support if the driver is without a valid driving licence.

• You will receive coverage for any damage caused to the car outside India.

• If the insurance plan has lapsed or expired, you will not be able to claim it to your motor insurance provider.

Add-on covers enhance the insurance plan's functionality, help increase financial protection, and receive better facilities. Here are some of the add-on covers that you can easily avail from Bajaj Markets available on Mercedes-Benz C-Class insurance plan.

• Personal accident cover

Under personal cover, you receive coverage for accidental injuries or disabilities caused from a car accident.

• Engine protection cover

Availing an engine protection cover in car insurance helps you receive financial assistance for damages caused to your Mercedes-Benz C-Class’s engine resulting from electrical or mechanical breakdown, oil spill etc.

• Passengers cover

Passenger’s cover extends financial compensation for hospital cost, treatment expenses incurred by the passengers present in the insured car during an accident.

• Tyre protection cover

Under this cover, you get coverage for your car’s entire invoice price in cases of total loss, theft or constructive total loss. Furthermore, financial compensation is provided if such mishap results in the demise of a passenger.

Here are the two processes that will help you claim for Mercedes-Benz C-Class Insurance Plan:

• Cashless claim for car insurance

You can repair your Mercedes-Benz C-Class from any authorised network garage in a cashless claim procedure. The insurance company will compensate for your expenses directly. You can follow the steps mentioned below to file a cashless claim:

 

Step 1: Connect with your insurance provider and register your claim. Mention all the details of the incident.

 

Step 2: Carry evidence of the damage and reach out to the network garage. On examining the condition of the car.

 

Step 3: On examining the condition of the car, an insurance provider will accept the claim and reimburse the amount directly to the network garage.

• Reimbursement claim process

You can take your car to any garage you like. However, the repair expenses incurred will be first paid by you; later on, claiming for the reimbursement, you will receive compensation from the insurer.

 

Step 1: Reach out to your insurer and immediately take your car to the garage.

 

Step 2: Provide the claim report. Only then, you can get assistance from the garage.

 

Step 3: On scrutinising the extent of damage and receiving the bills, the insurer will reimburse the expenses.

 

To make the claim process hassle-free, you need to keep the following documents handy:

 

• Copy of the insurance policy

• Registration certificate of the vehicle

• Repair bills and receipts of payment

• Insurer details

 

In case of theft, submit the following documents:

 

• FIR copy

• Tax receipt

• Original document of the insurance policy etc.

To lower the Mercedes-Benz C-Class car insurance cost, you can follow the below-mentioned steps:

• Compare different insurance policies:

Before opting for an insurance plan, you must invest time searching for an insurer extending high coverage at a minimal premium amount. This will help you reduce the insurance cost and help you choose a plan that fits your budget and requirement.

• Keep a decent driving record:

Keeping a clean driving record will also help you receive lower insurance costs as it will assure the lender that you are responsible. On the other hand, reckless driving that leads to the violation will result in higher insurance costs.

• Ask for higher deductibles:

If you have good driving skills, you can go for a higher deductible, ultimately resulting in affordable insurance costs.

• Using anti-theft devices:

Another effective way to curb the insurance cost is to install anti-theft devices in your car. The higher the safety, the lower will be the premium amount. Fix anti theft alarms, steering locks etc., to avail discount on the insurance cost.

• Opt for a pay-as-you-go plan:

Pay as you drive is a usage-based offering that will help you lower the insurance cost to a great extent. In this type of offering, the insurer will charge a premium amount as per the fixed number of kilometres determined before the plan's inception.

Here are the tips that will maintain your Mercedes-Benz C-Class:

 

• Take your car for regular servicing

• Check the coolant level

• Avoid rash driving

• Keep a check on the tyres as well

Mercedes-Benz C-Class is one of the entry-level models in this automaker’s India line-up. This car boasts all the bells and wheels that a traditional Mercedes should have. Starting from engine performance, to entertainment, to safety, it scores well in every aspect.

• Available in 3 engine options, 2 petrol and 1 diesel

• Comes with mild hybrid tech for better efficiency

• 11.9-inch touchscreen infotainment with the latest MUBX

• Burmester sound system

• ADAS features

• Sunroof

• Ambient lighting

The sections mentioned above make up for the Mercedes Benz C Class features and details regarding different insurance plans. Do ensure that you settle for the insurance plan and protect your financial interest from any unforeseen incidents. If you want to avail an car insurance plan for your Mercedes-Benz C-Class, ensure that you have gone through the ins and outs of the policy.