Driving uninsured vehicles is an offence under Section 196 of Motor Vehicle Act. The person found guilty of driving an uninsured vehicle can be punished with imprisonment of up to three months and/or penalty of ₹2000. A subsequent offence can lead to stricter punishment of imprisonment for 3 months or ₹4000 fine or both. This strict punishment regime is meant to act as a check against growing road mishaps in India and to ensure that people follow traffic rules. To avoid getting penalised, it is best to always keep your vehicle insured.