Section 196 MV Act

Section 196 MV Act

Due to the rising concerns related to road mishaps in India, the government decided to change the penalty structure. The New Motor Vehicle Act, 2019, imposes hefty fines and penalties on individuals who are seen violating the traffic safety rules.

In this article, we will be particularly discussing the penalties levied under Section 196 of the Motor Vehicle Act. So, let us begin.

What is Section 196 of the Motor Vehicle Act?

The Section 196 MV Act talks about driving an uninsured vehicle on Indian roads. According to the section -

Any individual who drives a motor vehicle or allows someone the vehicle to be driven in contravention of the provisions of Section 146, will be punishable by law. The person found guilty will have to undergo imprisonment of up to three months and/or have to pay a penalty of INR 1000.

Importance of Section 196 of the Motor Vehicle Act

A third-party motor insurance plan is mandatory by law under the Motor Vehicle Act, 1988. Failing to provide third party motor insurance will attract hefty penalties under Section 196 of MV Act.

With a third party motor insurance plan, any damage caused by your vehicle to people or property in an accident will be taken care of by the insurer. However, third party insurance plans do not cover damages incurred by your vehicle.

For extensive coverage, you should opt for comprehensive motor insurance plans. A comprehensive car insurance or bike insurance plan will not only cover all the third-party liabilities but will also cover for the damage expenses incurred by your vehicle in case of a mishap. Many insurers in the market provide comprehensive coverage as it is highly recommended.

Why Has The New Motor Vehicle Act Been Introduced?

The New Motor Vehicle Act, 2019, was introduced to ensure that people are following the traffic safety rules religiously.

Further, it would help get the rising road accident rates under control. As per the latest statistics, India registers over 5 lakh road accidents every year in which approx. 1.5 lakh people lose their lives and approx. 3 lakh people are severely damaged.

With the new Act in place, breaking any road safety law will attract hefty penalties. It will not only be heavy on the pocket for people across the country but will force them to abide by the traffic safety rules.

Penalties Charged Under Section 196 of the Motor Vehicle Act

Section 196 of the new Motor Vehicle Act - Driving an uninsured vehicle - attracts the following penalty.

An individual found guilty of the offence under Section 196 will have to undergo imprisonment of up to three months and/or have to pay a penalty of INR 1000.

Conclusion

To save yourself from the hefty fines and penalties, ensure that you are following the road safety rules. The new bill is said to improve road safety and help people across the country travel safely by road. 

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