Buy Covid-19 Cover (18-35 Years) at just ₹338 per year.  Buy Now

What is Covid-19 Cover (18-35 Years)

The Covid-19 pandemic has been extremely stressful for a large majority of people across the world. Being a new type of virus, finding the right type of treatment and care is difficult. That's why it is very crucial to take the right protection against the disease. Having a monetary backup can also  prove to be invaluable.


To secure yourself against the effects of this illness, you can avail the exclusive Covid-19 Cover (18-35 years), an insurance coverage plan offered by Aditya Birla Health Insurance Co. for adults of age 18-35 years. This unique insurance plan can give you access to safe medical treatment with very low premiums, starting from just Rs. 338/year. Let us see what this policy comes with.

Key features of Covid-19 Cover (18-35 Years)

Let’s dig deeper into the features that are covered in the Covid-19 Cover:

Recovery support

If the insured candidate is affected by Covid-19 for more than 10 days, then we will cover all of the medical and hospitalisation expenses.

Imported medicines

In several Covid-19 cases, imported medicines are required for immediate medical treatment. Expenses on such medicines are covered under this policy.

One-time second opinion

Under the Covid-19 Cover, you can also claim a one-time second opinion if you become temporarily or permanently disabled.

How to Apply for the Covid-19 Cover (18-35 Years)?

Checking the details of any insurance plan before buying it is a smart move. Let’s go over the steps that you can adhere to for applying for this covid insurance cover.

  • Click on the “buy now” option

    Click on the “buy now” option and enter all of your basic personal details in the application form.

  • Provide the OTP

    After finishing the form, an OTP will be sent to the registered mobile number. Provide the OTP to verify your application.

  • Settle the initial premium payment

    You can make the premium payment using a number of payment methods such as credit/debit card, UPI, or any payment wallet.

All done! After some time, you will receive all application-related information by mail.

Eligibility criteria

The conditions for qualifying for this insurance cover are pretty straightforward. Here is all that you need to keep in mind: 


  • Your home address must be in India and you should also be able to provide a certificate that declares you as a citizen of India. 

  • You must not already be quarantined at the time of the purchase.

  • You must not have travelled to a restricted country listed by the Indian Government within the last 45 days.  

  • The age of the insured candidate must be above 18 years and less than 36 years. 

What’s covered under the Covid-19 Cover (18-35 Years)?

  • Domestic travel for better treatment

    If you incur any expenses on transporting the insured person affected by Covid-19 to a different city for better treatment, this policy will reimburse the expenses up to the specified amount.

  • Hospital Expenses

    You will get a reimbursement for the expenses incurred in the hospital, ranging from diagnosis tests charges, charges for renting rooms, expenses for blood transfusions, and more.

Policy Plan Details & Specifications  

Here are a few things that you must keep in mind regarding the details of the policy:

  • Coverage limit

By availing this tailored Covid-19 Cover for 18 to 35-year-olds, you can claim an amount of up to Rs. 25,000 for making full recovery.

  • Validity

Our Covid-19 cover for 18-35-year-olds is valid for a time period of one year. 

What’s not covered in Covid-19 Cover (18-35 Years)?

Let’s take a look at some of the exclusions of this covid-19 cover:


1. Pre-existing medical conditions 


Any pre-existing illnesses or disabilities are not covered under this covid-19 insurance cover.  


2. Bacterial infections


No bacterial infections are covered under this covid-19 cover except pyogenic bacteria. 

How to Make a Claim

You can raise a claim or ask about your claim-related concerns in any of these two ways:

  • Email

Send us all your claim and account details at and someone will be right there for you!

  • Call 

You can also call our toll-free number at 1800-270-7000 to initiate the claim process.

Customer service details 

Feel free to contact us anytime for any Covid-19 Cover insurance-related queries by writing to us at   

Frequently asked questions(FAQs)

Can I cancel this insurance coverage if I’m not satisfied?

Yes, Aditya Birla Health Insurance Co. will process your refund within 15 business days of registering your request for a refund. However, refund processing time differs with policies and the mode of purchase.

Can I get admitted to the hospital right away after purchasing a burn insurance policy?

No, The insurance policy takes around 90 days for the process to get completed.

How can I file an insurance claim?

You can easily reach out to the insurer at with all the details related to your claim to get the fastest response. You can also reach out at our toll-free number 1800-270-7000 for initiating the claim.

What is covered under the Covid-19 Cover (18-35 years)?

This Covid-19 Cover (18-35 Years) features reimbursements for emergency domestic travel in case you need to get better treatment in a different city. Additionally, the policy provides protection against loss of your job due to Covid-19. You can get up to 3 months worth of your salary with this cover.

What is excluded from the Covid-19 Cover (18-35 years)?

The Covid-19 Cover (18-35 Years) does not include any injuries or diseases that the insured candidate is already suffering from. Health complications arising from bacterial diseases are also not covered in this policy plan.

What is the validity of the Covid-19 Cover (18-35 years)?

This covid-19 Cover (18-35) is valid for a tenure of one year at a minimal premium of Rs. 388/year.

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