Buy Covid-19 Cover (18-35 Years) at just ₹338 per year. 

What is Covid-19 Cover (18-35 Years)

The Covid-19 pandemic has been extremely stressful for a large majority of people across the world. Being a new type of virus, finding the right type of treatment and care is difficult. That's why it is very crucial to take the right protection against the disease. Having a monetary backup can also  prove to be invaluable.

 

To secure yourself against the effects of this illness, you can avail the exclusive Covid-19 Cover (18-35 years), an insurance coverage plan offered by Aditya Birla Health Insurance Co. for adults of age 18-35 years. This unique insurance plan can give you access to safe medical treatment with very low premiums, starting from just Rs. 338/year. Let us see what this policy comes with.

Key features of Covid-19 Cover (18-35 Years)

Let’s dig deeper into the features that are covered in the Covid-19 Cover:

Recovery support

If the insured candidate is affected by Covid-19 for more than 10 days, then we will cover all of the medical and hospitalisation expenses.

Imported medicines

In several Covid-19 cases, imported medicines are required for immediate medical treatment. Expenses on such medicines are covered under this policy.

One-time second opinion

Under the Covid-19 Cover, you can also claim a one-time second opinion if you become temporarily or permanently disabled.

How to Apply for the Covid-19 Cover (18-35 Years)?

Checking the details of any insurance plan before buying it is a smart move. Let’s go over the steps that you can adhere to for applying for this covid insurance cover.

  • Click on the “buy now” option

    Click on the “buy now” option and enter all of your basic personal details in the application form.

  • Provide the OTP

    After finishing the form, an OTP will be sent to the registered mobile number. Provide the OTP to verify your application.

  • Settle the initial premium payment

    You can make the premium payment using a number of payment methods such as credit/debit card, UPI, or any payment wallet.

All done! After some time, you will receive all application-related information by mail.

Eligibility criteria

The conditions for qualifying for this insurance cover are pretty straightforward. Here is all that you need to keep in mind: 

 

  • Your home address must be in India and you should also be able to provide a certificate that declares you as a citizen of India. 

  • You must not already be quarantined at the time of the purchase.

  • You must not have travelled to a restricted country listed by the Indian Government within the last 45 days.  

  • The age of the insured candidate must be above 18 years and less than 36 years. 

What’s covered under the Covid-19 Cover (18-35 Years)?

  • Domestic travel for better treatment

    If you incur any expenses on transporting the insured person affected by Covid-19 to a different city for better treatment, this policy will reimburse the expenses up to the specified amount.

  • Hospital Expenses

    You will get a reimbursement for the expenses incurred in the hospital, ranging from diagnosis tests charges, charges for renting rooms, expenses for blood transfusions, and more.

Policy Plan Details & Specifications  

Here are a few things that you must keep in mind regarding the details of the policy:

  • Coverage limit

By availing this tailored Covid-19 Cover for 18 to 35-year-olds, you can claim an amount of up to Rs. 25,000 for making full recovery.

 

  • Validity

Our Covid-19 cover for 18-35-year-olds is valid for a time period of one year. 

What’s not covered in Covid-19 Cover (18-35 Years)?

Let’s take a look at some of the exclusions of this covid-19 cover:

 

1. Pre-existing medical conditions 

Any pre-existing illnesses or disabilities are not covered under this covid-19 insurance cover.  

2. Bacterial infections

No bacterial infections are covered under this covid-19 cover except pyogenic bacteria. 

How to Make a Claim

You can raise a claim or ask about your claim-related concerns in any of these two ways:

 

  • Email

Send us all your claim and account details at healthinsurance@adityabirlacapital.com and someone will be right there for you!

 

  • Call 

You can also call our toll-free number at 1800-270-7000 to initiate the claim process.

Customer service details 

Feel free to contact us anytime for any Covid-19 Cover insurance-related queries by writing to us at insuranceconnect@bajajfinservmarkets.in   

Frequently asked questions(FAQs)

  • ✔️Can I cancel this insurance coverage if I’m not satisfied?

    Yes, Aditya Birla Health Insurance Co. will process your refund within 15 business days of registering your request for a refund. However, refund processing time differs with policies and the mode of purchase.

  • ✔️Can I get admitted to the hospital right away after purchasing a burn insurance policy?

    No, The insurance policy takes around 90 days for the process to get completed.

  • ✔️How can I file an insurance claim?

    You can easily reach out to the insurer at healthinsurance@adityabirlacapital.com with all the details related to your claim to get the fastest response. You can also reach out at our toll-free number 1800-270-7000 for initiating the claim.

  • ✔️What is covered under the Covid-19 Cover (18-35 years)?

    This Covid-19 Cover (18-35 Years) features reimbursements for emergency domestic travel in case you need to get better treatment in a different city. Additionally, the policy provides protection against loss of your job due to Covid-19. You can get up to 3 months worth of your salary with this cover.

  • ✔️What is excluded from the Covid-19 Cover (18-35 years)?

    The Covid-19 Cover (18-35 Years) does not include any injuries or diseases that the insured candidate is already suffering from. Health complications arising from bacterial diseases are also not covered in this policy plan.

  • ✔️What is the validity of the Covid-19 Cover (18-35 years)?

    This covid-19 Cover (18-35) is valid for a tenure of one year at a minimal premium of Rs. 388/year.