Coverage of up to Rs. 1 Lakh | Buy FlexiCare Group Insurance Policy - Mediclaim Comprehensive Marriage Benefit for Dependent Children plan at just Rs. 134/year

What is Mediclaim Comprehensive Marriage Benefit for Dependent Children Plan

Accidents and illnesses can be very unpredictable. They can cause major injury, thereby, putting the family of the victims at risk, especially if they are the breadwinners of the family. This might become even more stressful if they have a child to look after. 

 

To take care of such stress, Bajaj MARKETS brings to you the FlexiCare Group Insurance Policy - Mediclaim Comprehensive Marriage Benefit for Dependent Children plan, in collaboration with Manipal Cigna Health Insurance. Secure your child’s future and get a coverage of up to Rs. 1 Lakh at just Rs. 134/year, including GST. If the insured person suffers any illness or injury due to a major accident that directly results in their permanent disability, the policyholder will be able to reap the benefits of this policy. Take care of your dependent child’s finances. You can use the coverage amount for their further studies, marriage, self-employment, or any other health related expenses.

Key Features of Mediclaim Comprehensive Marriage Benefit for Dependent Children Plan   

Here’s what makes this insurance plan a must have:

Dependent child(ren)’s comprehensive cover

If the insured person meets with an accident/suffers an injury during the policy year, resulting in their total disability within 365 days from the accident date, the coverage as mentioned will be paid.

Multiple payment options

You have various payment options available. You can pay via credit/debit cards, UPI, and other online payment modes available.

How to Apply for the Mediclaim Comprehensive Marriage Benefit for Dependent Children Plan

The application process for this Mediclaim Comprehensive Marriage Benefit for Dependent Children insurance plan is extremely easy. All you need to do is follow a few simple steps and get covered:

  • Click on Buy Now

    Tap on ‘Buy Now’.

  • Fill in the Details

    Enter the required personal details in the online application form.

  • Make the Payment

    Complete the quick online payment via credit/debit cards, UPI, and other online payment modes available.

 

Here you go! You are done! You will get your membership details and welcome pack on your registered email ID.

Eligibility Criteria

To opt for the Mediclaim Comprehensive Marriage Benefit for Dependent Children insurance policy, you need to meet the basic eligibility parameters listed below:

 

●       You must be a resident of India

 

●      You should be between 18 years and 65 years.

 

What's Covered under the Mediclaim Comprehensive Marriage Benefit for Dependent Children plan?

  • Minor child’s coverage

    If the dependent child is a minor, the sum that will be insured will be paid to either the legal guardian or the parent.

  • Coverage for multiple children

    If only one child is specified under this insurance policy, the entire amount will be paid to that child. However, if there are more than one child, the amount shall be divided equally amongst all of them.

Policy Plan Details & Specifications

Following are the pointers that specify the Mediclaim Comprehensive Marriage Benefit for Dependent Children plan details:

●       Coverage limit

Sum insured (Rs.)

Premium Including GST (Rs.)

1 Lakh

134

●       Validity - One year

What’s not Covered under the Mediclaim Comprehensive Marriage Benefit for Dependent Children Plan

Let’s also understand some of the exclusions of the Mediclaim Comprehensive Marriage Benefit for Dependent Children plan -

 

●       Accident due to adventure sports

If you meet with an accident while participating in adventure sports, you will not be able to reap the benefits of this insurance policy.

●       Pre-existing conditions

There is no coverage under this insurance plan for the pre-existing conditions of the child.

 

Kindly refer to the document attached for more details.

 

Waiting periods apply to the following diseases as mentioned in the insurance certificate -

 

·         Hysterectomy for Menorrhagia or Fibromyoma or prolapse of Uterus unless necessitated by malignancy myomectomy for fibroids.

 

·         Cataract

 

·         Any Surgery of the genito-urinary system if not necessitated by malignancy.

 

·         Stones in the urinary uro-genital and biliary systems including calculus diseases

 

·         Varicose Ulcers and Varicose Veins.

 

·         Knee Replacement Surgery (other than caused by an Accident), Non-infectious Arthritis, Gout, Rheumatism, Joint Replacement Surgery.

 

·         Benign Prostate Hypertrophy and every type of Hydrocele.

 

·         Fissure, Piles, all types of Hernia, Fistula in anus, Pilonidal sinus, Hemorrhoids and any abscess related to the anal region.

 

·         Chronic Suppurative Otitis Media (CSOM), Sinusitis and related disorders, Deviated Nasal Septum, Tympanoplasty and any other benign ear, Surgery on tonsils/Adenoids, nose and throat disorder or surgery.

 

·         Gastric and duodenal ulcer, any type of cysts, nodules, polyps, internal tumors, skin tumors, and any type of Breast lumps (unless malignant), Polycystic Ovarian Diseases.

How to Make a Claim

You can make a claim in the following ways -

●   Call

Call on the toll-free number 1800-102-4462.

●   Email

You may also email the team at servicesupport@manipalcigna.com by mentioning your policy number and other related details.

 

Customer Care Details

Feel free to connect with us. Just write to us at: insuranceconnect@bajajfinservmarkets.in

 

Frequently Asked Questions

  • ✔️Is knee replacement surgery included in the Mediclaim Comprehensive Marriage Benefit for Dependent Children plan?

    No, the knee replacement surgery is not covered under this insurance policy.

  • ✔️What are the payment options available for the Mediclaim Comprehensive Marriage Benefit for Dependent Children plan?

    Credit/debit card, UPI, and other online payment modes are available for you to buy this insurance plan.

  • ✔️Can my membership be cancelled anytime?

    Yes, your membership can be cancelled any time according to your wish. Call our 24-hour helpline for assistance or you can even send us an email. In case you wish to cancel within 30 days from the date of the commencement of your membership, you will receive a full refund of your payment. However, it is only applicable if you haven’t made any claim.

  • ✔️ What are the diseases covered in the Mediclaim Comprehensive Marriage Benefit for Dependent Children plan?

    The diseases covered in this insurance plan are –

    ·         Any Surgery of the genito-urinary system if not necessitated by malignancy.

    ·         Stones in the urinary uro-genital and biliary systems including calculus diseases

    ·         Varicose Ulcers and Varicose Veins.

    ·         Knee Replacement Surgery (other than caused by an Accident), Non-infectious Arthritis, Gout, Rheumatism, Joint Replacement Surgery.

    ·         Benign Prostate Hypertrophy and every type of Hydrocele.

    ·         Fissure, Piles, all types of Hernia, Fistula in anus, Pilonidal sinus, Hemorrhoids and any abscess related to the anal region.