A mobile charger is an essential accessory that powers your phone to operate whenever its battery is low. However, like any other electronic device, a mobile charger is susceptible to damages, theft, etc. and repairing or replacing can be quite costly.
Therefore, consider buying a mobile charger insurance plan to protect yourself financially from bearing expensive repair bills for your damaged mobile charger. This insurance plan comes at an affordable premium rate of Rs. 299 per year, and other impressive features and benefits, making it a valuable insurance product.
Here are the following features of the mobile charger insurance plan:
Purchasing a mobile charger insurance plan is simple as you can buy it online following a few simple steps mentioned below:
The mobile charger insurance plan provides financial coverage for the following circumstances:
The insurance provider will reimburse the amount incurred in repair or replacement of a damaged or lost mobile phone charger due to an actual or attempted burglary or robbery at the insured premises (as stated in the Certificate of Insurance).
You can file a claim against accidental damages caused to your mobile phone charger. However, it should be in your custody when the accidental damage has occurred.
If your mobile charger gets damaged due to electrical or mechanical faults, you can file a claim to receive the reimbursement amount to cover its replacement or repair costs..
Note: The financial coverage is limited to the maximum insured amount or invoice value of the mobile charger.
The insurance provider does not provide the reimbursement amount for the following circumstances, which are not covered under the mobile charger insurance plan:
If you do not insure your mobile phone charger within 30 days of its purchase (according to the purchase date mentioned on the invoice), you will not get financial coverage.
This insurance plan does not cover the financial losses arising from damages caused to your mobile phone charger by terrorist activity.
You cannot enjoy the financial coverage under this insurance policy for the damages caused to your mobile phone charger because of contamination or pollution.
You must inform your insurance provider within 24 hours of the incident covered under the mobile charger insurance policy to file a claim and get the financial protection available under this policy.
You can reach out to your insurance provider via the following contact details:
You can call on a toll-free number 1800-209-5858 to contact your insurer and file a claim.
You can send the information and policy details to the official email address of your insurance provider - firstname.lastname@example.org.
You can directly visit the insurance provider’s website and select the right option to file a claim.
You can write about the incident and send it to your insurance provider’s postal address – Bajaj Allianz General Insurance Co. Ltd. – Bajaj Allianz House, Airport Road, Yerwada Pune – 411006.
Submit the following documents to your insurance provider while filing a claim against your mobile charger insurance plan:
Duly filled and signed claim form
A copy of an invoice or bill of your mobile charger
An FIR copy in case of theft or burglary
You can connect to the customer care support team of Bajaj MARKETS by mailing at email@example.com.
Bajaj Allianz General Insurance Co. Ltd. is the insurance provider of this mobile charger insurance policy.
Yes. You need to pay the first 5% of the claim amount as a deductible for each claim you file against your mobile charger insurance plan. The minimum deductible payable towards this policy is Rs. 1,000 for the maximum insured amount of Rs. 20,000 and Rs. 2,000 for the insured amount of Rs. 20,000 to 50,000. .
Yes. The mobile charger insurance plan provides fire and special perils cover that ensure financial protection against loss or damages caused to your mobile phone charger due to accidental fire breakout, explosion, lightning and implosion. It also covers damages caused to the charger by strikes, riots, and other natural calamities like floods, earthquakes, etc.
No, Mobile Charger Insurance policyholders cannot avail compensation for wear and tear due to pollution and regular usage.
Yes, individuals can utilise online modes available for payment of Mobile Charger Insurance policy premium.