A mobile charger is an essential accessory that powers your phone to operate whenever its battery is low. However, like any other electronic device, a mobile charger is susceptible to damages, theft, etc. and repairing or replacing can be quite costly.


Therefore, consider buying a mobile charger insurance plan to protect yourself financially from bearing expensive repair bills for your damaged mobile charger. This insurance plan comes at an affordable premium rate of Rs. 299 per year, and other impressive features and benefits, making it a valuable insurance product. 

Top Features and Benefits of a Mobile Charger Insurance Plan

Here are the following features of the mobile charger insurance plan:

Financial Coverage of Rs. 5,000

Enjoy a substantial financial coverage of up to Rs. 5,000 against a nominal premium payment.

Multiple Online Payment Options

You can pay the premium online conveniently using any of your prefered digital payment modes such as UPI and mobile wallets.

How to Purchase a Mobile Charger Insurance Plan?

Purchasing a mobile charger insurance plan is simple as you can buy it online following a few simple steps mentioned below:

  • Select the Insurance Plan

    Choose mobile charger insurance cover and click on ‘Buy Now’.

  • Provide the Necessary Details

    Fill in the online application form with the correct information.

  • Pay the Premium Online

    Pay the premium online using any of your prefered online payment modes.

 What Is Covered under Mobile Charger Insurance?

The mobile charger insurance plan provides financial coverage for the following circumstances:

  • Covers Financial Loss Caused Due to Robbery or Burglary

The insurance provider will reimburse the amount incurred in repair or replacement of a damaged or lost mobile phone charger due to an actual or attempted burglary or robbery at the insured premises (as stated in the Certificate of Insurance).

  • Covers Accidental Damages

You can file a claim against accidental damages caused to your mobile phone charger. However, it should be in your custody when the accidental damage has occurred.

  • Covers the Damages Caused Due to Mechanical or Electrical Faults

If your mobile charger gets damaged due to electrical or mechanical faults, you can file a claim to receive the reimbursement amount to cover its replacement or repair costs..


Note: The financial coverage is limited to the maximum insured amount or invoice value of the mobile charger.

What Is Not Covered under Mobile Charger Insurance?

The insurance provider does not provide the reimbursement amount for the following circumstances, which are not covered under the mobile charger insurance plan:

  • Charger Older Than 30 Days

If you do not insure your mobile phone charger within 30 days of its purchase (according to the purchase date mentioned on the invoice), you will not get financial coverage.

  • Damages Caused Due to a Terrorist Activity

This insurance plan does not cover the financial losses arising from damages caused to your mobile phone charger by terrorist activity.

  • Damages Caused Due to Pollution

You cannot enjoy the financial coverage under this insurance policy for the damages caused to your mobile phone charger because of contamination or pollution.

How to File a Claim Against Mobile Charger Insurance Plan?

You must inform your insurance provider within 24 hours of the incident covered under the mobile charger insurance policy to file a claim and get the financial protection available under this policy.


You can reach out to your insurance provider via the following contact details:

  • Call on a Toll-free Number

You can call on a toll-free number 1800-209-5858 to contact your insurer and file a claim.

  • Send an Email

You can send the information and policy details to the official email address of your insurance provider - bagichelp@bajajallianz.co.in.

  • File a Claim Through Website

You can directly visit the insurance provider’s website and select the right option to file a claim.

  • Mailing Address

You can write about the incident and send it to your insurance provider’s postal address – Bajaj Allianz General Insurance Co. Ltd. – Bajaj Allianz House, Airport Road, Yerwada Pune – 411006.

Documents Required for Filing a Claim

Submit the following documents to your insurance provider while filing a claim against your mobile charger insurance plan:


  • Duly filled and signed claim form

  • A copy of an invoice or bill of your mobile charger

  • An FIR copy in case of theft or burglary

Customer Care Details

You can connect to the customer care support team of Bajaj Markets by mailing at insuranceconnect@bajajfinservmarkets.in.

Frequently Asked Questions About Mobile Charger Insurance Plan

Bajaj Allianz General Insurance Co. Ltd. is the insurance provider of this mobile charger insurance policy. 

Yes. You need to pay the first 5% of the claim amount as a deductible for each claim you file against your mobile charger insurance plan. The minimum deductible payable towards this policy is Rs. 1,000 for the maximum insured amount of Rs. 20,000 and Rs. 2,000 for the insured amount of Rs. 20,000 to 50,000. . 

Yes. The mobile charger insurance plan provides fire and special perils cover that ensure financial protection against loss or damages caused to your mobile phone charger due to accidental fire breakout, explosion, lightning and implosion. It also covers damages caused to the charger by strikes, riots, and other natural calamities like floods, earthquakes, etc.

No, Mobile Charger Insurance policyholders cannot avail compensation for wear and tear due to pollution and regular usage.

Yes, individuals can utilise online modes available for payment of Mobile Charger Insurance policy premium.


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