HDFC ERGO Car Insurance

HDFC ERGO car insurance policies are designed to offer comprehensive coverage to the car owners and protect them from several risks. These insurance covers provide complete financial protection for your car, to help secure yourself and your car from unforeseen events like accidents, theft, and natural disasters. HDFC ERGO also offers multiple discounts to the policyholders, such as no claim bonus, and discounts for installing anti-theft devices. Read on to know more about HDFC ERGO car insurance, its features, benefits, and more.

• Step 1: Enter the information about your car’s make, model, registration number, etc.
  
  
• Step 2: Fill in your personal details.
  
  
• Step 3: Get your HDFC ERGO Car Insurance premium’s quote.
  
  
• Step 4: Choose a plan which best suits your car insurance requirements.
  
  
• Step 5: Include any HDFC ERGO Car Insurance add-on covers according to your requirements.
  
  
• Step 6: Upload all the necessary documents as required and proceed to the payment page.
  
  
• Step 7: Pay the HDFC ERGO Car Insurance premium.
  
  

You will now receive your car insurance policy document on your registered mobile number shortly.

• Inexpensive premiums 

• No Claim Bonus (NCB) of up to 50%

• Personal Accident Cover

• 6700+ cashless garage network 

• 6+ add-on covers

• Claim settlement ratio of 99%

Here are the mandatory inclusions and exclusions under the HDFC ERGO car insurance:

• Step 1: Navigate to the Car Insurance Premium Calculator page.

• Step 2: Enter your car number, mobile number, and PIN code.

• Step 3: Click on ‘Get a Quote'.

   

The amount of premium depends on the type of coverage and add-ons (if any) you opt for.

1. Simple and Speedy Procedure

With HDFC ERGO, the application procedure is easy and quick. You can purchase HDFC ERGO car insurance within just a few minutes. 

2. Emergency Assistance

You may contact the customer officials anytime to get assistance concerning your car insurance policy. 

3. Inexpensive Premiums

The car insurance premium starts at just ₹2,094, making it affordable to purchase while offering maximum benefits. 

4. Cashless Claims 

With 6700+ cashless garages across India, you may repair your automobile for damage caused by an accident without spending a dime.

5. Overnight Repair Facility

The HDFC ERGO's overnight repair service will help your insured car get repaired if it suffers minor accidental damage.

• Zero Depreciation

Your car's value decreases annually. With this add-on, the insurance company won't deduct any depreciation and will pay the entire amount due to you.

• No Claim Bonus

An NCB is a discount that is given to the insured when they renew their car insurance and is applied to the premium amount at renewal.

• Return to Invoice

The return to invoice protection in car insurance guarantees that you will receive the full worth of your vehicle if it is lost or stolen.

• Engine and Gearbox Protection

This coverage pays for expenditures incurred in the case of engine or gearbox damage.

• Emergency Assistance

HDFC ERGO will provide 24x7 emergency support in the event of any mechanical or technological failure.

• Downtime Protection

If your automobile is in the shop for repairs, this coverage will pay your transportation costs while your car is restored.