Kia Carens Insurance in India - Cost & Specifications

About Kia Carens Insurance

At the beginning of the year 2022, Kia launched their fourth car in India, the Kia Carens. The popular MPV comes with an engine capacity of up to 1497cc. The Kia Carens price in India ranges from ₹9.6 lakh to ₹17.7 lakh and is awarded a 4-star Global NCAP rating. A great car like this must be secured with the right Kia Carens insurance so that you are financially protected during any untoward incidents like accidents or other contingencies. Read on to know more about Kia Carens insurance and how you can buy it online.

Kia Carens Variants

~Third-party premium rates mentioned above are indicative. The actual Kia Carens insurance price that you may have to pay may vary depending on various factors. Kindly check the prevailing car insurance premium rates before purchasing your car insurance policy.

How to Buy Kia Carens Insurance Online

Here is how you can buy Kia Carens insurance in five easy steps:

1. Navigate to the ‘Car Insurance Premium Calculator’ section on Bajaj MARKETS.

2. Enter your Carens registration number and your mobile number along with other additional information required.

3. Browse through the various insurance plans available for your car and pick one that suits your needs.

4. Pay the Kia Carens insurance premium online.

5. That’s it! Your car insurance policy will be sent to your registered e-mail ID.

Read More: Kia Car Insurance

How to Renew Your Kia Carens Insurance

You can renew your Kia Carens insurance online within minutes! Here is what you need to do:

1. Visit your insurance provider’s official website and enter your Carens registration number & mobile number.

2. Provide the details of your previous car insurance policy.

3. Check your Kia Carens insurance renewal premium.

4. Pay the car insurance premium online.

5. Now, download a copy of your renewed car insurance policy.

Read More: Car Insurance Renewal

Why Do You Need Kia Carens Insurance?

In the event of an unfortunate road accident involving your precious Kia Carens, or a natural calamity like floods, your car may be left with some major damages. The cost of repairing and replacing such damaged parts can easily go up to ₹50,000 - ₹1 lakh, or even more! In the absence of a comprehensive Kia Carens insurance, these expenses can drain your savings and cause unwanted financial stress. Moreover, as per Indian traffic rules, it is compulsory to secure your four-wheeler with a car insurance.

Types of Kia Carens Car Insurance Plans

Kia Carens insurance price in India varies as per the type of car insurance plan. You can find two types of car insurance plans:

• Third-Party Car Insurance

  
  This is the most basic type of car insurance plan, and it is mandatory to have a third-party insurance policy for your car as per the Motor Vehicles Act, 1988. Such policies cover third-party liabilities like injuries, property damage, or death.

• Comprehensive Car Insurance

  
  As compared to a third-party plan, a comprehensive car insurance plan is more extensive and offers a wider scope of coverage. Such plans cover the third-party liabilities as well as the damages caused to your own car. You also have the choice to extend the scope of coverage of such policies with various add-on covers.

What is Covered Under Kia Carens Insurance?

A third-party Kia Carens car insurance will cover third-party liabilities like property damages, injuries, or death. A comprehensive Carens insurance will cover third-party liabilities as well as the damages caused to your own car due to accidents, natural disasters, man-made calamities, theft, etc.

What is Not Covered Under Kia Carens Insurance?

A comprehensive Kia Carens insurance does not cover expenses incurred due to the regular wear and tear of the car, mechanical and electrical breakdowns, damages caused while driving without a valid driving licence, etc.

Add-On Covers for Your Kia Carens Insurance

With comprehensive car insurance, you have the option to buy various add-on covers that will help in extending the scope of coverage of the basic car insurance plan. Let us look at some of the add-on covers available for your Kia Carens insurance:

• Personal Baggage Cover

  
  This add-on covers for the loss or damage of your personal belongings during an accident involving your insured car.

•  Zero Depreciation Cover

  
  With zero depreciation add-on, you get the complete claim amount on your car insurance without any reduction on account of the depreciation of the car’s parts.

• Engine Protection Cover

  
  The engine protection add-on covers any damages caused to the engine of your Kia Carens due to water seepage, lubricating oil leakage, etc.

Read More: Car Insurance Add-On Cover

Filing a Claim for Kia Carens Insurance – Things to Know

You must know about the types of car insurance claims and the documents required to file a claim. Let’s start with the types of claims.

• Cashless Claims:

  
  With a cashless claim, you can get your damaged Carens repaired at any network garage without worrying about paying the bills for these repairs. Your insurer will settle the bills directly with the garage.

• Reimbursement Claims:

  
  Here, you have the choice to get your damaged Carens repaired at any garage at your own expense. You can then file a reimbursement claim against your car insurance for these expenses. The insurer will transfer the settlement amount to your bank account once your claim is approved.

Now, it’s time to take a look at the documents you will need while filing a car insurance claim:

• Kia Carens insurance policy document

• Details of your insured car

• Copy of the FIR in case of theft

• Original bills of the car repairs

• Personal details of the insurer

• Copy of the driver’s licence

Read More: Car Insurance Claim Settlement Process

Tips to Reduce Kia Carens Car Insurance Price

Here are some easy ways to reduce your Kia Carens car insurance cost:

• Claim Your NCB Rewards

If you don’t file any insurance claim throughout your policy tenor, you will earn No Claim Bonus (NCB) rewards which you can claim to get a reduced Kia Carens insurance renewal premium.

• Install Anti-Theft Devices in Your Kia Carens

  
  You can install anti-theft devices approved by the Automotive Research Association of India (ARAI) in your Carens for an additional reduction in the car insurance premium.

• Compare Kia Carens Insurance Quotes Online

You must always compare the Kia Carens insurance quotes offered by multiple insurance providers before buying one. This helps you make an informed decision.

Tips to Maintain Your Kia Carens

Here are some easy tips to maintain your Carens in good shape:

• Never Skip the Scheduled Maintenance Services

  
  Read the Kia Carens owner’s manual carefully to know about the recommended car maintenance schedule and other important details of your car.

• Check the Tyre Pressure

  
  You must do this regularly to avoid excessive wear and tear of the tyres or any sudden tyre bursts.

• Follow the Oil Change Schedule

  
  This ensures there is no added stress on your car’s engine that may cause problems in the future.

Kia Carens Maintenance Cost

Here is the estimated Kia Carens maintenance cost and service schedule. To get the exact prices, you can get in touch with any Kia service centre.

About Kia Carens 

The all-new Carens is a luxurious multi-purpose vehicle (MPV) from the Kia stable. The car comes in one diesel and two petrol engine options. The diesel engine has a capacity of 1493cc while the petrol engine comes in 1497cc and 1353cc variants. Kia offers the Carens in eight attractive colours. Let’s take a look at some of the Kia Carens specs and features.

Kia Carens Specifications

Here are the key Kia Carens specifications:

Noteworthy Kia Carens Features

Some of the key features of the Kia Carens are:

• Air conditioner

• Alloy wheels

• Anti-lock braking system

• Automatic climate control

• Driver and passenger airbags

• Fog lights (front)

• Power steering

• Power windows (front)

Kia Carens On-Road Price

Let’s take a look at the Kia Carens on-road price across major cities in India:

That sums up all the key specifications and features of the Kia Carens. So, if you are convinced that this is the right car for you, here is a quick word to the wise - remember to factor in the Kia Carens insurance cost and protect your precious car from day one, so no major repairs or damages are too expensive for you. You can check out the car insurance plans on Bajaj MARKETS to get an estimate of the Kia Carens insurance prices.

 Check Out Car Insurance Plans Available at Bajaj MARKETS