Bajaj Allianz Future Gain Plan

Bajaj Allianz Future Gain plan works in two ways. The first component is used for your life insurance policy premiums, and the second portion is used to gain monetary benefits by investing in equity and debt funds. Moreover, you also have the option to increase or decrease the ratio of your capital investments in favour of your insurance coverage, depending on your future financial goals. As a result, you will reap substantial monetary rewards in both scenarios.

Here are the reasons to purchase a Bajaj Allianz Future Gain plan.

Dual Advantages

You will receive the benefits of both an investment and an insurance plan in a single policy.

To Finance Educational Expenses

The policy can help you finance your children's education, which will decrease your financial burden.

Investment Options

With this policy, you can invest in multiple funds like equity growth funds and bond funds - letting your money grow.

Provides Financial Security

After buying a Bajaj Allianz Future Gain ULIP policy, you will be assured that in your absence, expenses pertaining to your children’s education and your family’s future will be secured, which shall give you peace of mind.

Additional Riders

The plan offers additional top-up covers like critical illness, permanent accident disability, and family income benefit rider.

Choice of Asset Allocation 

Bajaj Allianz Future Gain plan gives you the option of allocating capital into seven funds, including equity growth fund, liquid fund, bond fund, and so on. Then, using the investment portfolio strategy, you can invest your premium amount into the funds of your choice. 

Partial Withdrawals 

When the Bajaj Allianz Life Future Wealth Gain policy completes five years, you can make a partial withdrawal of up to 50% of the funds. You are allowed to make two withdrawals in a year. However, the time interval between both withdrawals should be more than three months. 

Here are the steps to follow for the same.

• As a first step, you must inform your insurance company about the policyholder's death.

• Next, please fill out the claim application form and submit it along with the essential documents, including death certificate, policy documentation, a copy of FIR in the event of accidental death, etc.

• Following that, the company will verify the provided details.

• If the details furnished are found to be accurate, the amount will be transferred into the nominee's bank account.

Financial planning has become an essential component of our lives. Providing financial stability to your family should be your priority, and with this end goal in mind, it is recommended that you opt for an insurance plan. 

Other ULIP Plans Available At Bajaj Markets