India saw a total of 3,66,138 road accidents in 2020, according to the most recent report released by the National Crime Records Bureau. Majority of these accidents led to direct hospitalisation.
This can result in terrible emotional, physical and financial stress. The costs of hospitalisation and ambulance services are expensive already, and a hefty financial burden comes as an aftershock of an accident. Thus, Bajaj Markets presents the Accidental Hospitalisation & Road Ambulance Cover from ManipalCigna Health Insurance Co. Ltd. at a premium amount of ₹154 only.
Listed below are the three steps to help you buy the Accidental Hospitalisation & Road Ambulance Cover.
Tap on ‘Buy Now’ on the product page
Enter the required details in the online application form
Complete the quick online payment
You are eligible for the Accidental Hospitalisation & Road Ambulance Cover if you are between the ages of 18 years to 65 years.
Following are the benefits offered to you by the Accidental Hospitalisation & Road Ambulance Cover.
If you were to require an ambulance right after being in a road accident, you could claim this benefit. The policy provides up to ₹2,000 coverage for road ambulance services. This will be covered only if hospitalisation or advanced medical treatments at a registered healthcare centre are a resolute need of the hour.
Should your accidental injuries require hospitalisation, the policy will cover the expenses to access all the necessary medical requirements up to the maximum benefit amount. The benefit amount will be paid only if the nature of hospitalisation is in-patient hospitalisation.
Given below are the specifications of the Accidental Hospitalisation & Road Ambulance Cover, which can be purchased at a premium amount of ₹154.
Provided below are the exclusions of the Accidental Hospitalisation & Road Ambulance Cover.
The Accidental Hospitalisation & Road Ambulance Plan does not cover the injuries and complications which are a result of adventure-sport accidents.
Any pre-existing diseases, ailments, illnesses, injuries and health problems will not be covered by this policy.
*For a more detailed set of exclusions, terms and conditions, please read the policy document.
You can contact the insurer to claim the benefits of this policy in the following ways.
You can write to the insurer, ManipalCigna Health Insurance Co. Ltd. at firstname.lastname@example.org.
You can call the insurer on 1800-102-4462 to claim this policy.
You can write to Bajaj Markets at email@example.com if you have any concerns or queries.
The Accidental Hospitalisation and Road Ambulance Cover doesn’t cover adventure-sport accidents. Rest assured, other kinds of mishaps such as car, bike, truck, bicycle, etc. accidents are covered.
Yes, you may cancel your membership whenever you wish to. All you need to do is either call us through our 24/7 helpline or email us. This policy can be cancelled within 30 days of purchasing this policy. This way, you can receive full reimbursement of the premium amount of the policy. However, this is applicable only if you haven’t claimed any of the policy’s benefits.
Yes, your age does affect your stand as the policyholder of this plan. If you happen to be between the ages of 18 years and 65 years, only then can you purchase this policy.