Accidental Hospitalisation & Road Ambulance Cover

India saw a total of 3,66,138 road accidents in 2020, according to the most recent report released by the National Crime Records Bureau. Majority of these accidents led to direct hospitalisation. 

This can result in terrible emotional, physical and financial stress. The costs of hospitalisation and ambulance services are expensive already, and a hefty financial burden comes as an aftershock of an accident. Thus, Bajaj Markets presents the Accidental Hospitalisation & Road Ambulance Cover from ManipalCigna Health Insurance Co. Ltd. at a premium amount of ₹154 only.

You are eligible for the Accidental Hospitalisation & Road Ambulance Cover if you are between the ages of 18 years to 65 years. 

Following are the benefits offered to you by the Accidental Hospitalisation & Road Ambulance Cover.

• Ambulance Services

If you were to require an ambulance right after being in a road accident, you could claim this benefit. The policy provides up to ₹2,000 coverage for road ambulance services. This will be covered only if hospitalisation or advanced medical treatments at a registered healthcare centre are a resolute need of the hour. 

• Hospitalisation Expenses

Should your accidental injuries require hospitalisation, the policy will cover the expenses to access all the necessary medical requirements up to the maximum benefit amount. The benefit amount will be paid only if the nature of hospitalisation is in-patient hospitalisation.  

Given below are the specifications of the Accidental Hospitalisation & Road Ambulance Cover, which can be purchased at a premium amount of ₹154.

Provided below are the exclusions of the Accidental Hospitalisation & Road Ambulance Cover.

1. Sport Afflictions

The Accidental Hospitalisation & Road Ambulance Plan does not cover the injuries and complications which are a result of adventure-sport accidents. 

2. Pre-existing Ailments

Any pre-existing diseases, ailments, illnesses, injuries and health problems will not be covered by this policy. 

*For a more detailed set of exclusions, terms and conditions, please read the policy document.

You can contact the insurer to claim the benefits of this policy in the following ways.

• Email

You can write to the insurer, ManipalCigna Health Insurance Co. Ltd. at servicesupport@manipalcigna.com.

• Toll-free Number

You can call the insurer on 1800-102-4462 to claim this policy.

You can write to Bajaj Markets at insuranceconnect@bajajfinservmarkets.in if you have any concerns or queries.