Biju Swasthya Kalyan Yojana (BSKY)

The Biju Swasthya Kalyan Yojana (BSKY) is a state scheme in Odisha, aimed at providing healthcare support to economically disadvantaged individuals. Launched by Chief Minister Naveen Patnaik, it seeks to establish a comprehensive healthcare network in the state. Eligible members receive a BSKY card to access scheme benefits, available to Odisha residents with family incomes below ₹5 Lakhs in rural areas and ₹6 Lakhs in urban areas.

Here are a few noteworthy features of the BSKY:

• Financed and Authorized by the Odisha Government

BSKY is initiated and implemented by the Odisha government, providing financial coverage to residents of the state.

• Universal Health Coverage

It supports medical treatments for residents with the BSKY card at sub-central public healthcare centers across districts.

• Health Insurance for Cardholders

BSKY policyholders and their families are eligible for health insurance coverage. Each enrolled family can receive up to ₹5 Lakhs in coverage, while women are eligible for up to ₹10 Lakhs.

• Medical Treatments

BSKY offers financial support for approximately 4,036 medical treatments, including kidney ailments, cancer, and heart diseases. It also covers around 255 surgical procedures.

• Drop Back Assistance

Pregnant women and sick infants requiring special health support receive ₹500 for transportation to and from the hospital.

• Collaboration between Private and Government Medical Institutes

The Odisha Government aims to unite government and private medical centers to ensure efficient treatment for all residents.

• Free Medical Services

All medical services, including diagnostics, dialysis, chemotherapy, medicines, and in-patient admission, are provided free of cost at all government health centres.

• Cashless Treatments

Families with BSKY, Biju Krushak Kalyan Yojana (BKKY), Rashtriya Swasthya Bima Yojana (RSBY), BPL, or Antyodaya Anna Yojana (AAY) cards, along with a low-income certificate, can avail cashless treatments at District Headquarters Hospitals, 208 partner private hospitals, and all government health institutions.

• BSKY offers free healthcare services for Odisha residents at all state government medical centres.

• You get an annual coverage of ₹5 Lakhs for male family members and ₹10 Lakhs for female members.

The Biju Swasthya Kalyan Yojana (BSKY) Card functions as a membership card for BSKY beneficiaries, featuring beneficiary details and a unique 12-digit registration number. Similar to a debit card, the BSKY card facilitates access to healthcare services. Beneficiaries also receive a kit containing information about partner hospitals along with the card.

To qualify for the health insurance coverage under Biju Swasthya Kalyan Yojana (BSKY) in Odisha, individuals must meet specific criteria:

• Must have residency in Odisha

• Family income should not exceed ₹5 Lakhs (rural) or ₹6 Lakhs (urban)

• Holders of Below Poverty Line (BPL) cards

• Holders of Biju Krushak Kalyan Yojana and Rashtriya Swasthya Bima Yojana cards

• Holders of Antyodaya Anna Yojana cards

To enrol for Biju Swasthya Kalyan Yojana (BSKY), you'll need the following documents for verification:

• Residential papers

• Aadhaar card (while Aadhaar is mandatory, exceptions are made for enrollment, provided applicants acquire it within one year of project initiation)

• Below Poverty Line (BPL) certificate

• Income certificate

• Profession-related certificate

 

Note: These documents are necessary to verify residency and financial status for eligibility under this scheme.

Follow the below steps to apply for the BSKY:

• Step 1: Visit the official website i.e., nhmodisha.gov.in

• Step 2: Click on the 'Apply Now' button

• Step 3: You will land on the Odisha BSKY Application Form. Enter the details asked on the form

• Step 4: Attach the required documents related to income, domicile, and date of birth

• Step 5: Once you have filled out the form and uploaded the necessary documents, submit the form

 

The authorities will verify your documents on the verification call, where you have to furnish the documents to the officials. You will receive the Biju Swasthya Kalyan Yojana health card post this process.

You can check the beneficiary list for BSKY by following the below steps:

• Step 1: Visit nhmodisha.gov.in

• Step 2: Click on the link to BSKY Beneficiary List on the Homepage

• Step 3: You will land on a page with a complete list of BSKY beneficiaries. Press Ctrl+F and type in your name to find your name in the list

BSKY ensures cashless treatments up to the District Headquarters Hospital level, eliminating the need for beneficiaries to make payments at the hospital. Reimbursement claims are not required. For partnered private hospitals, the insurance provider settles the claim directly with the hospital. It's important to choose hospitals fully aligned with BSKY.

For complaints or queries regarding Biju Swasthya Kalyan Yojana, reach out to a BSKY representative via toll-free numbers: 1553696 and 104.

Aimed at providing accessible healthcare to all, especially the economically disadvantaged, BSKY offers vital medical treatments like chemotherapy and dialysis to low-income groups in Odisha. While the government supports the financially vulnerable, individuals across all economic strata should safeguard themselves against medical emergencies. It's crucial to have comprehensive health insurance from Bajaj Markets, offering coverage for you and your family during health crises.