Apply for a PNB Housing Finance Home Loan on Bajaj Markets. You can borrow up to ₹15 Crores with these loans at affordable interest rates starting from 8.50% p.a. Enjoy flexible repayment tenures ranging up to 30 years, simple eligibility criteria, and a hassle-free online application process.
Provided below are the interest rates and charges applicable to these home loans.
Interest Rate |
8.50% p.a. onwards |
Processing Fees |
Up to 0.50% of the loan amount. |
Penal Interest Rate |
Up to 2% |
Prepayment/Foreclosure Charges |
|
Disclaimer: The above-mentioned rates and charges are subject to change at the lender’s discretion
Here are the steps to apply for this home loan on Bajaj Markets:
Click on the ‘Apply Now’ on this page
Enter your personal details in the application form
Select ‘PNB Housing Finance’ from the list of partners
Fill in your required home loan amount and details of the property
Find out your loan offer along with all the charges and net disbursal amount
Once the form submitted has been reviewed and verified, an executive will reach out to you for further proceedings.
The PNB Housing Finance Home Loan is an excellent option for borrowers who prefer home loans at a fixed rate. PNB offers excellent service with faster home loan processing. Furthermore, you can apply for a range of housing loan schemes as per your eligibility and repayment capacity.
The Punjab National Bank Housing Finance Home Loan enables you to borrow up to ₹15 Crores. However, this is subject to your creditworthiness, repayment capacity, and eligibility.
The co-applicants can be any immediate family member, including a spouse, parent, sibling, or child. However, the co-applicant must have a regular source of income and meet the lender's eligibility criteria.
The current PNB Housing Finance Home Loan interest rates start from 8.50% p.a. The rate offered to you depends on your eligibility for the loan.
PNB Housing Finance offers an LTV ratio of up to 90% and 75% for home purchases costing up to ₹30 Lakhs and over ₹75 Lakhs, respectively. An LTV ratio of 80% is offered for homes with prices within the range of ₹30 Lakhs to ₹75 Lakhs. This is as per the guidelines set by RBI for home loans.