How To Pay Credit Card Bill Through PhonePe?

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How Do I Pay My Credit Card Bill Through PhonePe

Of the many digital payment platforms that exist in the market today, PhonePe has emerged as one of the leaders in the UPI market. By making use of PhonePe, customers can deal in the exchange of money, pay for utilities, recharge DTH cards and mobile plans, and also invest in gold. In addition to these features, making use of PhonePe, you can also pay credit card dues – for a range of providers including MasterCard, Amex, Visa, RuPay and Diners Club. Over the course of this article, we shall explore how to pay credit card bills from PhonePe wallet.

PhonePe Options for Paying Credit Card Bills

If you opt for PhonePe to make your credit card payments, you have the option of choosing any one of the following two methods of payment:

  • Via BHIM UPI

  • Via Net banking

How to use PhonePe to make Credit Card Payments

If you are confused about how to pay a credit card bill using PhonePe wallet, follow the steps mentioned below:

  • Step 1: Start by downloading the PhonePe application, which is available on both Android and iOS devices.

  • Step 2: Once you have done so, open the PhonePe application, and navigate to the ‘Recharge and Pay Bills’ tab, where you will have to click on the credit card icon.

  • Step 3: Next, choose the credit card service provider of your choice, or select from the options listed under your saved/recently used cards.

  • Step 4: Proceed by entering the number of your credit card.

  • Step 5: Next, enter the amount you wish to pay.

  • Step 6: Finally, click on the ‘Pay Bill’ tab to complete your payment towards your credit card.

Which Credit Cards Can be Used to Make Payments on PhonePe

On the PhonePe application, a wide range of credit cards are made available, for you to pay bills for. The list of the same is as elucidated below:

  • Visa

  • MasterCard

  • American Express

  • RuPay

  • Diners Club

Advantages of Paying Credit Card Bills with PhonePe

Now that you have learnt how to pay credit card bills through PhonePe, let us learn more about the advantages of doing so.

  • Ease: By making use of PhonePe to pay your credit cards bills, you can manage all your cards, and pay your bills, on one, integrated platform.

Benefit of Rewards: By making use of the PhonePe application to pay your bills, you can avail of a range of rewards, that include (a) Cashback – you can benefit by availing of a cashback, which is credited to your wallet in the form of a non-withdrawable sum (b) Scratch Cards – by making use of the Scratch Card, you may either receive a Cashback, a Coupon, or a range of exciting Offers.

FAQ about How To Pay Credit Card Bill Through PhonePe

  • ✔️Does PhonePe charge a fee for a credit card?

    Whenever you add a credit card to the PhonePe application, PhonePe charges you a fee of ₹ 2 to authenticate your card. This amount is later credited back to your account.

  • ✔️Are the details of my cards safe with PhonePe?

    Yes, the details of all your cards stored with PhonePe remain safe and secure, thanks to the application’s encryption norms, compliant with PCI-DSS.

  • ✔️Which credit card is accepted in PhonePe?

    A range of credit cards is made available to be used on the PhonePe application, including Visa, MasterCard, American Express, RuPay and Diners Club.