Get a Home Loan from Home First Finance Company (HFFC) on Bajaj Markets and fund up to 90% of your property purchase. This affordable home loan is available at interest rates, starting from 9.50% p.a. What’s more! You can receive the sanctioned amount within 48 hours, once your application is approved and verified.
Provided below are the interest rates and other charges associated with this home loan.
Interest Rate (Floating Rate) |
9.50% p.a. onwards |
Processing Charges |
₹9,990 - ₹24,990 in addition to the applicable GST |
Foreclosure Charges |
Nil |
Penalty Interest Rate (charged on late EMI payments) |
Up to 2% per month |
EMI Bounce Charges |
₹500 + 18% GST |
Disclaimer: The above-mentioned rates are subject to change at the lender’s discretion.
Follow the steps provided below to apply for this home loan from the comfort of your home on Bajaj Markets:
Click on the ‘Apply Now’ option on this page
Enter your personal and income details in the online application form
Select ‘Home First Finance Company (HFFC)’ from the list of lending partners
Fill in your required home loan amount and details of the property
Click on ‘Submit’
Yes, it is necessary to get a guarantor if you are a senior citizen. In any other cases, it is not mandatory to have a guarantor.
For a salaried employee, the required minimum monthly salary to be eligible for an HFFC Home Loan is about ₹10,000. Meanwhile, for a self-employed applicant, the minimum PAT must be around ₹15,000.
Yes. Sections 24 (B) and 80 (C) of the Indian Income Tax Act of 1961 allow Indian residents to avail tax benefits on the principal amount and interest payments for a home loan.