Home Loan

  • Overview
  • EMI Calculator
  • Eligibility Criteria
  • Interest Rates and Charges

Introduction

A Home Loan can help you realize your dream of purchasing the house you always wanted to have. The HFFC Housing Loan, available on Finserv MARKETS, is the perfect financial solution for you. Get the affordable Home Loan at attractive interest rates and fulfill your dream hassle-free. It is important to know the interest rates and associated charges that come with Home Loan. Read on.

Features of Home First Finance Home Loan

Here are the major features of HFFC Home Loan.

  • Loan amount of Rs. 25 Lakhs

  • Auto-Prepayment Facility

  • Loan up to 80% of the Property Value

  • Flexible Repayment Tenure ranging from 12 months to 240 months.

  • Minimal Documentation requirements

HFFC Home Loan: Interest Rates and Charges

Take a look at the interest rates and charges of HFFC Home Loan.

Interest Rate

 11.90% p.a. - 14 % p.a. for salaried applicants

 12% p.a. - 14% p.a. for self-employed applicants

Processing Fee

 1 - 1.5% of loan amount*

Loan Tenure

 12 months - 240 months

*The charges are subject to policy changes of Home First Finance Company, from time to time.

Home First Finance Home Loan: Documents Required

Here’s the list of documents required for HFFC Home Loan. 

  • KYC: Aadhaar Card (Compulsory), PAN/Passport/Driving License for as Identity and Address proof
  • Bank statements of last 6 months
  • Salary slips of last 3 months (for salaried applicants)
  • Certificate & Proof of business existence (for self-employed applicants)
  • Form 16 / Income Tax Returns

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Frequently Asked Questions

  • ✔️What is the difference between fixed and floating interest rate?

    In case of fixed interest option, the rate of interest is fixed throughout the course of repayment tenure. In case of floating interest option, the interest rate depends on the base rate, which is set by Reserve Bank of India. The interest rate changes with variation in the base rate.

  • ✔️Can I reduce my interest rate on HFFC Home Loan?

    You can reduce your interest rate on Home Loan by lowering your repayment tenure or going for pre-payment.