Bajaj Finserv Health EMI Network Card Charges

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Charges for the Bajaj Finserv Health EMI Network Card

It is important to be aware of the various fees applicable to the Bajaj Finserv Health EMI Network Card before you apply for one. Here’s the entire schedule of the Bajaj Finserv Health EMI Network Card charges.

Particulars	Bajaj Finserv Health EMI Network Card Charges
Bajaj Finserv Health EMI Network Card One-Time Fee (Gold)	₹707 (inclusive of all taxes) payable at the time of application
Bajaj Finserv Health EMI Network Card One-Time Fee (Platinum)	₹999 (inclusive of all taxes) payable at the time of application
Annual Fee	₹117 (inclusive of all taxes) payable only if the cardholder hasn’t availed any loan during the previous year
Charges for Mandate Registration	₹118 (inclusive of all taxes) payable for the below banks - Bank of Maharashtra Development Credit Bank Limited IDFC Bank Indian Overseas Bank Karnataka Bank Limited Punjab & Sind Bank Rajkot Nagarik Sahakari Bank Limited Tamilnad Mercantile Bank Limited UCO Bank United Bank of India
NACH or Cheque Bounce Fee	₹450
Mandate Rejection Fee	₹450 (payable only if a new mandate isn’t registered within 30 days of rejection of the previous mandate)
Charges for issuing a physical copy of a statement of account, repayment schedule, foreclosure letter, no-due certificate or interest certificate	₹50 (inclusive of all taxes) for each statement, certificate or letter
Penal Interest Charges	4% per month on the outstanding EMI amount from the date of default to the date of actual payment of the EMI

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What is the processing fee for a Bajaj Finserv Health EMI Network Card?

The list of Bajaj Finserv Health EMI Network Card charges does not specify any processing fee. However, at the time of application, you will have to pay a nominal one-time fee. This fee varies depending on the type of card that you apply for.

For instance, if you apply for the Gold Bajaj Finserv Health EMI Network Card, you will have to pay a one-time fee of ₹707 (inclusive of all taxes). On the other hand, if you apply for the Platinum Bajaj Finserv Health EMI Network Card, the one-time fee that you would have to pay is ₹999 (inclusive of all taxes).

Does the Bajaj Finserv Health EMI Network Card include a processing charge?

No. The list of Bajaj Finserv Health EMI Card charges does not feature any processing charges. However, you will have to pay a nominal one-time card fee of either ₹707 or ₹999 depending on the type of card that you apply for.

What is the annual fee for the Bajaj Finserv Health EMI Network Card?

According to the list of Bajaj Finserv Health Card charges, you will have to pay an annual fee of ₹117 (inclusive of all taxes). However, this fee is only levied if you haven’t taken a loan using the card during the previous 12-month period. If you’ve availed a loan anytime during the previous 12-month period, the annual fee will be waived.

Does the Bajaj Finserv Health EMI Network Card have an interest rate charge?

Yes. As per the Bajaj Finserv Health Card fees and charges list, you’re liable to pay penal interest if there’s any delay in the payment of monthly instalments. The penal interest rate is 4% per month (48% per annum) and is calculated on the outstanding EMI amount from the date of default to the date of actual payment.