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Buy a Desktop Computer on EMI Without a Credit Card

It is a myth that you need to have a credit card to buy your computer on EMI. You can purchase a desktop on EMI without a credit card. All you have to do is apply for a Bajaj Finserv EMI Network Card. This card is laden with a wide range of benefits, one of which is that you can get a desktop computer at no cost EMI.


What's more is that you can get your desktop computer on EMI with a repayment tenure that is comfortable for you. And the excellent features of the EMI Card do not end here. By choosing to purchase your desktop on EMI with this card you need not make any down-payment. You can check the eligibility for the EMI Network Card and apply for the card now.

Get EMI Offers on the Latest Desktop Computers at Bajaj Finserv Partner Stores

If you are planning to buy a desktop computer on EMI, then you must make the purchase at a Bajaj Finserv Partner Store. You can select the desktop computer of your choice and then buy it at one of the Partner Stores.

Model of the Desktop Computer

Price

Salient Features

HP AMD Ryzen 3

₹44,590*

  • 21.58 inches display

  • AMD Ryzen Processor

  • 8 GB RAM

  • 1 TB Hard Disk

  • 256 GB SSD

  • Windows 10

Lenovo Ideacentre A340

₹42,499*

  • 21.50 inches display

  • Intel Core i3 processor

  • 8 GB RAM

  • 1 TB Hard Disk

  • Windows 10

Asus Vivo AiO

₹34,990*

  • 21.50 inches display

  • Intel Pentium J5005 processor

  • 4 GB RAM

  • 1 TB Hard Disk

  • Windows 10

HP Pavilion Intel Core i15 All-in-One Desktop PC (12400T 8GB DDR4 1TB/256GB SSD/W11 HOME 27 INCH) (HPDTAIO27CA1234IN)

₹84,000*

  • 27 inches display

  • 12th Gen Intel Core i5 processor

  • 8GB RAM

  • 1 TB HDD + 256 GB SSD

  • Windows 11 Home

Dell Optiplex 3080 MT (Intel Core I3-10105/ 10th Gen/ 4GB RAM/ 1TB HDD/ Ubuntu/ 19.5 inch/ NO ODD), Black (DELLDTOPP3080I310105)

₹43,559

  • 19.5 inches screen

  • 10th Gen Intel Core i3-10105 processor

  • 4GB RAM

  • 1 TB Hark Disk

  • Ubuntu

Lenovo 18.5 inch HD TN Panel Monitor (D19-10) (Response Time: 5 ms, 60 Hz Refresh Rate) (LENOVOD1910)

₹6,300*

  • 18.5 inches screen

  • 5 ms Response Time

  • 60 Hz Refresh Rate

  • 1366 x 768 Pixels Resolution

  • 200 Nits Brightness

*These prices are subject to change. It is advisable to check the latest prices of the desktop computers you have shortlisted before buying.

Acer Aspire XC-830-UA91 Desktop

Dubbed a multitasking machine, the Acer Aspire XC desktop lets you accomplish CPU-intensive tasks with relative ease. The 8GB RAM lets you seamlessly switch between different applications without any lags. Furthermore, it sports a classic design with inimitable ridged edges, enhancing the aesthetics of the room. While watching movies or playing your favourite games, you will find yourself at the heart of the action, thanks to its powerful 5.1-channel surround sound.

 

Other impressive features of this desktop include 6 USB ports, offering greater convenience. You can also access your files faster, owing to the low-power 8GB 2400MHz DDR4 memory. This PC is an excellent option if you’re considering purchasing a computer on EMI.

1. Key Specifications

  • Available in Intel Celeron J4125, Core i3-10105, Core i5-10400, Core i5-12400, and Core i7-12700F CPU variants

  • Base variant comes with 8 GB DDR4 RAM

  • 256 GB NVMe SSD storage

  • 2 USB 3.2 Gen 1 ports, 4 USB 2.0 ports, and 1 HDMI port for enhanced connectivity

  • Preloaded with Windows 10 Home operating system

  • 5.1-Channel Surround Sound for immersive entertainment

HP 22" All-in-One Desktop

For your basic, non-resource intensive requirements, you can rely on the HP 22-inch all-in-one desktop. Powered by the AMD Athlon Silver 3050U processor that can clock up to 3.2 GHz, you can breeze through the tasks with incredible speed and proficiency. The 4GB RAM further allows you to multitask seamlessly, and you can toggle between tabs without experiencing any fatigue.

 

For your storage requirements, the 256 GB SSD storage provides ample space, and ensures quick boot-up times. Lastly, the AMD Radeon Graphics capably renders images and videos, resulting in high-quality visuals.

1. Key Specifications

  •  AMD Athlon Silver 3050U Processor

  • 4 GB DDR4 RAM

  • 256 GB NVMe SSD storage

  • 21.5-inch Full HD display

  • AMD Radeon Graphics

  • Comes preloaded with the latest Windows 11 Home operating system

HP 27" All-in-One Desktop PC

Combining slim, modern display with incredible power, this HP 27-inch desktop is a true processing powerhouse. Crafted using the latest technology, this personal computer renders computing and processing tasks a breeze. The 27-inch Full HD IPS micro-edge display produces 2 million pixels, dispensing visuals that are crystal-clear and immersive. Fuelling this desktop is the AMD Ryzen 7 5700U mobile processor, which boasts a base speed of 1.8 GHz.

 

Whether you are a gamer, coder, or content creator, you will benefit from the 12 GB RAM, which facilitates a seamless multitasking experience. If you’re thinking about buying a computer on EMI, this desktop from HP stands out because of its stunning design and uncompromising performance.

1. Key Specifications

  • AMD Ryzen 7 5700U mobile processor

  • 12 GB DDR4 RAM

  • 1 TB SATA HDD + 256 GB NVMe SSD storage

  • 27-inch Full HD IPS micro-edge display

  • AMD Radeon Graphics

  • Comes with Windows 11 Pro operating system pre-installed

HP Pavilion Intel Core i15 All-in-One Desktop PC (12400T 8GB DDR4 1TB/256GB SSD/W11 HOME 27 INCH) (HPDTAIO27CA1234IN) 

Featuring a sleek, white chassis, this HP Pavilion All-in-One desktop PC takes up very little space on your desk. The unit comes with a wireless keyboard and mouse combo allowing you to work without the restriction of wires. Weighing just 8.3 kilograms, the entire unit is very light, allowing you to easily transport it from one room to another. 

 

The display is a large 27-inch unit with a QHD (2560 x 1440) resolution, making it perfect for both work and entertainment. The bottom of the display unit houses the built-in speaker system, which produces exceptional sound with adequate bass and clarity. If you wish to get a computer on EMI that’s powerful enough to satisfy all your needs, then this HP Pavilion All-in-One PC is what you need.

1. Key Specifications

  • 12th Generation Intel Core i5-12400T Processor 

  • 8 GB DDR4 RAM 

  • 256 GB NVMe SSD storage 

  • 27-inch QHD IPS-LCD display 

  • Intel UHD Graphics module (730 series) 

  • Preloaded with the latest Windows 11 operating system 

Dell Optiplex 3080 MT (Intel Core I3-10105/ 10th Gen/ 4GB RAM/ 1TB HDD/ Ubuntu/ 19.5 inch/ NO ODD), Black (DELLDTOPP3080I310105)

If an affordable desktop computer on EMI is what you need, then the Dell Optiplex 3080 MT is a great choice that you can consider. It is a budget-friendly desktop PC that’s tuned for both work as well as entertainment. The chassis, like all other Optiplex units from Dell, is very slim and light. The front vent pattern of this desktop PC unit is designed to maximise airflow, which prevents it from getting overheated even when it is run for hours on end. 

 

The Optiplex 3080 MT also offers a host of input-output (I/O) ports such as four USB 3.0 ports and a combination headphone jack on the front of the device. This makes it extremely easy to connect and disconnect peripherals since it essentially eliminates the need to shift the entire unit to connect them.

1. Key Specifications

  • 10th Generation Intel Core i3-10105 Processor 

  • 4 GB DDR4 RAM 

  • 1 TB SATA HDD storage 

  • Intel UHD Graphics module (630 series) 

  • Connectivity Ports - USB, HDMI, LAN, combination headphone jack 

  • Preloaded with the latest Ubuntu linux operating system 

Lenovo 18.5 inch HD TN Panel Monitor (D19-10) (Response Time: 5 ms, 60 Hz Refresh Rate) (LENOVOD1910)

Whether you’re working on a laptop or a desktop PC, having a separate monitor can be quite useful at times. The Lenovo 18.5-inch monitor is among the best external display units that you can purchase right now. Sold with a centre stand, the monitor takes up very little working space on your desk. 

 

If you wish to free up even more desk space, the monitor can also be mounted onto a wall using the appropriate VESA wall mount. Thanks to the presence of both a HDMI port as well as a VGA port, this Lenovo monitor is sure to be compatible with both older and the latest generation laptops and desktop PCs.

1. Key Specifications

  • 18.5-inch HD (1366 x 768) resolution display 

  • Panel type - Twisted Nematic (TN)

  • Backlight - WLED 

  • HDMI and VGA support 

  • Maximum colour support - 16.7 million colours 

  • Maximum brightness - 200 nits 

  • Refresh rate - 60 Hertz 

  • Response time - 5 milliseconds 

What are the Advantages of Buying a PC on EMI Using the EMI Network Card?

Buying your desktop computer on EMI using the Bajaj Finserv EMI Network Card carries several benefits, such as:

 

  • Zero down-payment: With the Bajaj Finserv EMI Network Card, you can get your desktop computer at zero down-payment.

  • No cost EMI: By buying your desktop computer with an EMI Card, you can benefit from a no cost EMI.

  • Flexibility in repayment tenure: If you buy your desktop on EMI with the EMI Network Card, you get to choose a repayment tenure that suits your financial requirements.

  • Zero foreclosure charges: Should you opt for a premature closure of your loan, there shall be no foreclosure charges, provided you have paid the first EMI

  • Pre-approved limit: One of the benefits of an EMI Card is that you get a pre-approved limit that can be used to buy different products.

The decision to buy your desktop computer with a Bajaj Finserv EMI Network Card can lead to significant benefits, including no cost EMI, no down-payment, and a comfortable repayment tenure. So what are you waiting for? Apply for a Bajaj Finserv EMI Network Card now.

 

FAQs on Purchasing a Computer on EMI

Can I get a computer on EMI?

Yes, you can buy a desktop computer on EMI. If you buy your computer with a Bajaj Finserv EMI Network Card, you can get a no cost EMI benefit, along with a feasible repayment tenure.

Is a desktop available at no cost EMI?

Yes, a desktop computer is available at no cost EMI. You can use an EMI card to avail of this facility.

How much should a desktop computer cost?

A desktop computer might cost up-to ₹45000 if you are planning to buy it at one of the Partner Stores.

Can I buy a PC on EMI?

Yes, you can now buy PCs on EMI at one of the many Partner Stores.

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