ICICI Bank Emeralde Credit Card

The ICICI Bank Emeralde Credit Card is a super-premium card designed especially for High-Net-Worth Individuals (HNIs). It offers exclusive rewards and features worth up to ₹3 Lakhs. These include complimentary domestic and international airport lounge access, free monthly golf lessons on crossing the spending milestones, and more. 

Read on to learn more about the ICICI Bank Emeralde Credit Card and the luxurious and premium benefits it offers.

You can enjoy many benefits using this exceptional credit card with exceptional savings potential. 

As a birthday benefit, the ICICI Bank Emeralde Credit Card offers a Tata CliQ voucher worth ₹5,000. In addition to this, there are several other features and benefits that make this ICICI Bank Credit Card a great option. 

Flexibility in Membership Plan

The ICICI Bank Emeralde Credit Card allows you to choose between two different plans:

• An annual plan of ₹12,000 + GST

• A monthly plan of ₹1,000 + GST

Both these charges are reversible based on reaching the spending milestones. 

Here are the details about the ICICI Bank Emeralde Credit Card reward points that you will receive.

• 4 reward points on retail spending of ₹100

• 1 reward point on spending ₹100 on insurance and utilities

• A policy of in-flight insurance for ₹3 Crores

With the ICICI Bank Emeralde Credit Card, you can redeem your points to get vouchers for travel or movies. You can also redeem them for smartphones, gadgets, home appliances, and other lifestyle products. To proceed, call 1800 1080. 

1. Attractive Gift Vouchers

Using this credit card, here are the vouchers that you can get:

• Up to ₹750 off on the second movie ticket after buying the first one on BookMyShow 

• Up to 4 free games of golf each month 

2. Travel Benefits

Here are some of the travel benefits that the ICICI Bank Emeralde Credit Card offers:

• Complimentary Dreamfolks membership to enjoy free access to domestic and international airport spa

• You can access an updated list of spas that you can access using this credit card through https://www.icicibank.com/content/dam/icicibank/managed-assets/docs/personal/cards/credit-cards/dreamfolks-spa-list.pdf 

• Get unlimited complimentary access to domestic and international airport lounges under the Dreamfolks membership

• Zero cancellation fees on flight and hotel bookings of up to ₹12,000; valid for up to 2 transactions each year

• Access to a nominal foreign currency mark-up fee of just 1.5% on international transactions

3. Other Benefits

Here are a few other benefits that this credit card lets you enjoy:

4. Comprehensive Insurance Cover

The ICICI Bank Emeralde Credit Card offers the following types of insurance coverage:

• An air accidental insurance coverage of up to ₹3 Crores

• Lost baggage insurance claim worth USD 1,200

• Insurance coverage for lost travel documents of up to USD 500

• Liability for lost card worth ₹50,000

The following table presents the fees and charges applicable to the ICICI Bank Emeralde Credit Card:

Disclaimer: The above fees and charges are subject to change at the bank’s discretion. 

In order to get quick approval and complete the application process hassle free, take a look at the ICICI Bank Emeralde Credit Card eligibility criteria and required documents. 

1. Eligibility Criteria for the ICICI Bank Emeralde Credit Card

The following are some of the requirements that you must meet to avail of ICICI Bank Emeralde Credit Card benefits: 

• Minimum salary of ₹3 Lakhs 

• Annual Income Tax Returns filed must be above ₹ 30 Lakhs

Existing ICICI Bank Global Private Client customers can also apply for this premier card. 

2. Documents Required for the ICICI Bank Emeralde Credit Card

When applying for an ICICI Bank Emeralde Credit Card, provide proper documentation, including:

• Proof of Address (Aadhaar card, voter ID, etc.)

• Proof of employment and salary

• PAN card

• ITR copy

You can apply for the ICICI Emeralde credit card offline by visiting any ICICI Bank branch. Alternatively, you can apply for it online by following the steps given below.

• Visit the ICICI Bank Emeralde credit card webpage and click on ‘Apply Now’

• Enter the required information such as your mobile number 

• Verify your details with an OTP and share personal information 

• Personalise your card 

• Await verification and approval

That’s all! Once your application is processed, you will receive delivery of the credit card.That’s all! Once your application is processed, you will receive delivery of the credit card. 

Here are the contact details that you can use to talk to the ICICI Credit Card Customer Care.

The following table showcases some of the credit cards that are similar to the ICICI Bank Emeralde Credit Card:

Disclaimer: The above fees and benefits are subject to change at the bank’s discretion

With these benefits and features, the ICICI Bank Emeralde Credit Card is a great option for HNIs. However, there are several other credit cards that offer exciting benefits and are accessible to individuals in other income groups.