SBI Credit Card Offers

SBI Card Offers

State Bank Of India provides a broad selection of credit cards, which includes travel credit cards, shopping credit cards, and cashback credit cards. These have exclusive SBI credit card offers from some of the best brands in the nation.  

 

In fact, the SBI credit card flight offers are worth noting alongside low-interest payments perks and more. So, whether you have an SBI cash back credit card or any other variant, read on to find out the deals on offer. 

Latest SBI Credit Card Offers in 2023

If you use your SBI credit card to make purchases at partner merchant businesses, both online and offline, you can take advantage of a number of discounts. There are a variety of categories with SBI credit card deals. These range across: 

 

• Electronics

• Home appliances

• Leisure

• Travel

• Dining 

These credit card benefits are provided by a number of partner retailers, including Samsung, OnePlus, MakeMyTrip, Havells, Caratlane, Swiggy, and more. 

 

To learn more about the top SBI credit card offers available with your credit card and how to take advantage, read on. 

1. Category: Electronics

a) Offer: Avail up to 10% cash back on select Lenovo laptops (Only valid on EMI transactions)

 

• You get instant cashback of 10% with a maximum cashback of ₹10,000 per card

• Offer only valid for loans with a term of at least 6 months

• During the offer period, only one offer per card and channel is valid

• All SBI credit cards, except the Paytm SBI credit card and SBI corporate credit card are accepted

b) Offer: Avail up to 12.5% cash back on IFB products 

• On certain IFB goods, you get up to 12.5% cash back with an SBI credit card

• Offer is only valid to EMI transactions where you receive a cashback of up to ₹7,000 per card

• Only one deal may be used per card, per channel, per month, during the offer period

• All SBI credit cards, except the Paytm SBI credit card and SBI corporate credit card are accepted

2. Category: Mobile Phones

a) Offer: Avail up to 10% cash back on selected OPPO products (Valid only on EMI transactions)

 

• On certain OPPO gadgets, you can avail of a cashback of up to 10% with a maximum of ₹5,000 per card

• Offer only valid for loans with a term of at least 6 months

• During the offer period, the promotion is only suitable for one transaction per card, aggregator, and channel

• All SBI credit cards, except the Paytm SBI credit card and corporate cards are accepted

b) Offer: Avail up to ₹10,000 cash back on select Samsung mobiles and tabs (Valid only on EMI transactions)

• Get up to ₹10,000 in cashback on selected Samsung smartphones and tablets

• Offer only applies to cashback with a term of 6 months or more

• Only one offer may be used per card, per aggregator, and each month throughout the offer time

• All SBI credit cards, except the Paytm SBI credit card and SBI corporate credit card are accepted

3. Category: Travel

a) Offer: Get a variety of offers on MakeMyTrip

 

• Get up to 10% discount on domestic and international flights

• Get up to 12% discount on hotel bookings for domestic and international travels

• The offer is only good for one card per category each month

• All SBI Credit Cards, except the Paytm SBI Credit Card, SBI Cashback credit card, and SBI/Tata Corporate Credit Card are accepted

b) Offer: Exclusive Offers on travel booking through Yatra

• Get up to 12% discount on domestic and 10% cashback on international flights

• Get up to 15% discount on hotel bookings for domestic travels

• The offer is only good for one card per category each month

• All SBI Credit Cards, except the Paytm SBI Credit Card, SBI Cashback credit card, and SBI/Tata Corporate Credit Card are accepted

4. Category: Shopping

a) Offer: Exclusive EMI offers on your SBI credit card at the nearest Croma Store 

 

• You can purchase anything and repay over 3, 6, 9 or 12 EMIs with no documentation and processing fee requirement

• There is an annual interest charge of 14% for EMIs of 3, 6, 9, and 12

• There is a pre-closure fee for EMIs of 3% of the outstanding balance

• All SBI credit cards, except corporate cards are accepted

b) Offer: Avail Up to 15% discount on Select Whirlpool Products (valid on EMI transactions only)

 

• Get up to 15% Cashback on certain Whirlpool goods with a maximum cashback of ₹7,500 per card

• Offer only valid for loan terms of at least six months.

• Throughout the offer period, the offer is only applicable once per card each month

• All SBI Credit Cards, with the exception of Corporate, Cashback, and Paytm SBI Credit Cards

 

Do note that all SBI Credit card offers and discounts are subject to change as per the terms and conditions of the bank. 

Benefits of SBI Credit Cards

Using an SBI credit card has a range of offers. These include:

 

• Encash facility: You can use the SBI Encash facility to finance your immediate requirements. You can withdraw money up to your credit card limit. You can also get cash using SBI's Easy Money and ATM cash services.

• Utility bill payment: SBI's AutoPay, Fast Pay, or register and pay options allow you to pay recurring bills like water, gas, electricity, DTH, and mobile with total ease.

• Lower interest rates: By transferring balances from other credit cards to your SBI credit card, you can take advantage of a much lower interest rate on outstanding dues. SBI further enables you to convert these payments into EMIs to facilitate and lower the cost of repayment.

• Insurance: Your SBI credit card has free insurance features that let you replace your card for nothing if it is lost or stolen. In the case of an accident or medical emergency, it also extends coverage to you.

• Accessibility: You have easy access to your credit card account via SMS, the SBI website, and mobile apps.