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How to Check your HDFC Credit Card Balance

There are various methods to check your HDFC bank credit card balance. The cardholders can select any of the online or offline user-friendly methods that are designed to offer a seamless and hassle-free experience.

The methods to check your HDFC credit card balance are -

  • SMS services

  • Mobile App

  • Net Banking

  • Customer Care

  • Missed Call services.

Here’s how you can check HDFC Credit Card Balance through:

1. Netbanking 

  • Enter your IPIN and customer ID on the net banking page of HDFC.

  • Go to ‘Cards>Active Cards’.

  • Available Credit and Statement balance of all the credit cards linked to this account will be displayed.

2. HDFC Phone App

  •  Enter your IPIN and customer ID on the app.

  • Click on ‘More>Credit Cards’.

All the details such as your account summary, credit balance, unbilled transactions, and account information will be displayed.

3. SMS

  • If you want to check your credit card limit, you need to send a text message <CCBAL>last 4 digits of your card number to 5676712.

  • If you want to check your credit card balance, you need to send a text message <CCACL>last 4 digits of your card number to 5676712.

Please note that you can also use your HDFC Phone banking services to check your balance. It can be used by the ones who don’t have a smartphone or a stable internet connection.

Check HDFC Bank Credit Card Balance using Mobile App

HDFC Bank offers mobile banking features to its users. The users can avail of this feature via the HDFC Bank mobile application, which is available on all online app stores. To check your HDFC credit card balance through the mobile application, follow the below-mentioned steps -

  • Step 1: Install the HDFC Bank mobile application and log in using your credentials.

  • Step 2: Tap on the ‘credit cards’ option from the menu.

  • Step 3: As soon as you click on credit cards, all the information related to your credit card, like payment statements, including your current balance, will be displayed on your screen.

Check HDFC Credit Card Balance using Net Banking

Another easy method to check your HDFC bank credit card balance is via Net Banking. If you already have an account for HDFC credit card net banking, follow the below-mentioned steps to check your current HDFC credit card balance -

  • Step 1: Visit the official website of HDFC bank.

  • Step 2: Login to your HDFC credit card net banking account using your credentials.

  • Step 3: Tap on ‘Cards’.

  • Step 4: A dashboard will be displayed on your screen with all the details related to your HDFC credit card, including your current balance.

**Note - HDFC cardholders can also check the remaining credit limit of their credit card.

Check HDFC Bank Credit Card Balance via HDFC Customer Care

In case the cardholder is not comfortable checking your HDFC credit card balance online, you can also check it through customer care service. Follow these quick and simple steps to check your balance via HDFC credit card customer care -

  • Step 1: Dial 616-06-161 from your registered mobile number. Make sure you add the local STD code before the number.

  • Step 2: After dialling, enter the required details as per the instructions given on the call.

  • Step 3: As soon as you enter all the required details, you will be informed about the current balance of your HDFC credit card.

  • Step 4: In case you are not able to contact HDFC customer care on the above-mentioned number, you can also look for the customer care number of your city on the official portal of HDFC.

Check HDFC Bank Credit Card Balance through Missed Call Service

HDFC credit card holders can also opt for HDFC credit card missed call balance. To check your HDFC credit card balance through missed call service, follow the below-mentioned steps -

  • Step 1: From your registered mobile number call on toll-free number 1800-270-3311.

  • Step 2: The call will get disconnected after a few rings.

  • Step 3: Immediately after the call gets disconnected, you will receive an SMS that will have your current HDFC credit card balance.

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FAQs about HDFC Balance Check

✔️How can I check my HDFC credit card balance?

There are many online and offline methods of checking your HDFC credit card balance. Some of the methods are -

  • Net Banking

  • Mobile Application

  • SMS services

  • Customer Care

  • Missed call services

  • Branch Visit

  • ATM

✔️How can I check my HDFC credit card balance by missed call?

To check your HDFC credit card balance by missed call, call on toll-free number 1800-270-3311 from your registered mobile number. The call will get disconnected automatically and you will receive an SMS with your current credit card balance.

✔️How can I check my HDFC credit card balance online?

There are various ways to check your HDFC credit card balances online. Some of them are -

  • Net Banking

  • Mobile Application

  • SMS services

  • Customer Care

  • Missed call services